Punta Gorda, FL Metro Area - Investment Guide

Metro Area • 2 Cities • 13 ZIP Codes

Avg Home Value $322,311
Avg Monthly Rent $1,854
Avg Cap Rate 4.67%
Avg Investability 2.9 ★
Cities 2
ZIP Codes 13

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🏦 30-yr Fixed Rate: 7.28% as of Oct 1 Source: Freddie Mac PMMS
❄️
COOL MARKET
Punta Gorda, FL Metro Area
More inventory, negotiating room for buyers
96 days
Average time to sell
Slow
6.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of September 19, 2026 — updated weekly

Best ZIP codes in Punta Gorda, FL

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Punta Gorda, FL

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
33982 Punta Gorda FL $356,813 $4,092 8.94% 5.0 ★
33982 Punta Gorda FL $356,813 $4,092 8.94% 5.0 ★
33955 Punta Gorda FL $330,779 $3,451 8.14% 5.0 ★
33981 Port Charlotte FL $334,973 $1,805 4.20% 3.0 ★
33946 Port Charlotte FL $535,368 $1,386 2.02% 3.0 ★
33952 Port Charlotte FL $219,098 $1,650 5.88% 3.0 ★
33953 Port Charlotte FL $311,641 $1,657 4.15% 3.0 ★
33982 Punta Gorda FL $355,280 $2,238 4.91% 3.0 ★
33947 Rotonda West FL $348,066 $2,219 4.97% 3.0 ★
33948 Port Charlotte FL $263,578 $1,882 5.57% 3.0 ★
33954 Port Charlotte FL $299,992 $1,753 4.56% 3.0 ★
33983 Punta Gorda FL $300,216 $1,980 5.14% 3.0 ★
34224 Englewood FL $276,963 $1,982 5.58% 3.0 ★
33950 Punta Gorda FL $370,283 $2,034 4.29% 3.0 ★
33955 Punta Gorda FL $328,389 $2,766 6.57% 3.0 ★
33952 Port Charlotte FL $217,885 $1,738 6.22% 3.0 ★
33980 Port Charlotte FL $252,392 $1,937 5.99% 3.0 ★
33981 Port Charlotte FL $340,680 $2,320 5.31% 3.0 ★
33953 Port Charlotte FL $316,788 $2,100 5.17% 3.0 ★
33954 Port Charlotte FL $298,221 $1,815 4.75% 3.0 ★
33982 Punta Gorda FL $359,631 $2,200 4.77% 3.0 ★
33947 Rotonda West FL $343,435 $2,011 4.57% 3.0 ★
33948 Port Charlotte FL $262,817 $1,979 5.87% 3.0 ★
33955 Punta Gorda FL $333,931 $2,175 5.08% 3.0 ★
33983 Punta Gorda FL $304,722 $1,852 4.74% 3.0 ★
34224 Englewood FL $280,486 $1,829 5.09% 3.0 ★
33950 Punta Gorda FL $366,859 $2,267 4.82% 3.0 ★
33980 Port Charlotte FL $253,531 $1,918 5.90% 3.0 ★
33981 Port Charlotte FL $340,998 $1,877 4.29% 3.0 ★
33946 Port Charlotte FL $535,368 $1,386 2.02% 3.0 ★
33952 Port Charlotte FL $217,870 $1,637 5.86% 3.0 ★
33953 Port Charlotte FL $312,894 $1,616 4.03% 3.0 ★
33947 Rotonda West FL $348,066 $2,219 4.97% 3.0 ★
33948 Port Charlotte FL $263,578 $1,882 5.57% 3.0 ★
33954 Port Charlotte FL $299,382 $1,711 4.46% 3.0 ★
33983 Punta Gorda FL $302,441 $1,855 4.78% 3.0 ★
33950 Punta Gorda FL $370,283 $2,034 4.29% 3.0 ★
33955 Punta Gorda FL $328,205 $2,739 6.51% 3.0 ★
34224 Englewood FL $278,407 $1,796 5.03% 3.0 ★
33952 Port Charlotte FL $217,885 $1,738 6.22% 3.0 ★
33980 Port Charlotte FL $251,242 $2,057 6.39% 3.0 ★
33981 Port Charlotte FL $340,989 $2,364 5.41% 3.0 ★
33946 Port Charlotte FL $517,095 $1,386 2.09% 3.0 ★
33953 Port Charlotte FL $316,788 $2,100 5.17% 3.0 ★
33954 Port Charlotte FL $298,221 $1,815 4.75% 3.0 ★
33982 Punta Gorda FL $357,916 $2,436 5.31% 3.0 ★
33947 Rotonda West FL $343,568 $2,321 5.27% 3.0 ★
33948 Port Charlotte FL $264,029 $1,956 5.78% 3.0 ★
33955 Punta Gorda FL $333,931 $2,175 5.08% 3.0 ★
33983 Punta Gorda FL $302,789 $1,751 4.51% 3.0 ★
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About Punta Gorda, FL Real Estate Market

The Punta Gorda, FL metropolitan statistical area (MSA) encompasses 2 cities and 13 ZIP codes. The average home value across the metro is $322,311, with an average monthly rent of $1,854. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.