Punta Gorda, FL Metro Area - Investment Guide

Metro Area • 2 Cities • 13 ZIP Codes

Avg Home Value $322,311
Avg Monthly Rent $1,854
Avg Cap Rate 4.67%
Avg Investability 2.9 ★
Cities 2
ZIP Codes 13

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
❄️
COOL MARKET
Punta Gorda, FL Metro Area
More inventory, negotiating room for buyers
112 days
Average time to sell
Slow
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Punta Gorda, FL

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Punta Gorda, FL

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
33982 Punta Gorda FL $356,813 $4,092 8.94% 5.0 ★
33955 Punta Gorda FL $330,779 $3,451 8.14% 5.0 ★
33982 Punta Gorda FL $356,813 $4,092 8.94% 5.0 ★
33952 Port Charlotte FL $217,884 $1,676 6.00% 3.0 ★
33981 Port Charlotte FL $340,998 $1,877 4.29% 3.0 ★
33953 Port Charlotte FL $310,528 $1,584 3.98% 3.0 ★
33954 Port Charlotte FL $297,688 $1,786 4.68% 3.0 ★
33983 Punta Gorda FL $302,441 $1,855 4.78% 3.0 ★
33947 Rotonda West FL $346,591 $2,033 4.58% 3.0 ★
33948 Port Charlotte FL $264,234 $2,008 5.93% 3.0 ★
34224 Englewood FL $278,407 $1,796 5.03% 3.0 ★
33950 Punta Gorda FL $368,198 $1,957 4.15% 3.0 ★
33980 Port Charlotte FL $252,517 $2,163 6.68% 3.0 ★
33981 Port Charlotte FL $338,591 $2,259 5.20% 3.0 ★
33946 Port Charlotte FL $516,924 $1,386 2.09% 3.0 ★
33952 Port Charlotte FL $219,525 $1,657 5.89% 3.0 ★
33982 Punta Gorda FL $359,839 $2,509 5.44% 3.0 ★
33947 Rotonda West FL $339,553 $2,233 5.13% 3.0 ★
33953 Port Charlotte FL $311,582 $1,658 4.15% 3.0 ★
33954 Port Charlotte FL $301,426 $1,705 4.41% 3.0 ★
33983 Punta Gorda FL $304,068 $1,848 4.74% 3.0 ★
33948 Port Charlotte FL $259,657 $1,967 5.91% 3.0 ★
33950 Punta Gorda FL $365,295 $1,811 3.87% 3.0 ★
33955 Punta Gorda FL $328,491 $2,042 4.85% 3.0 ★
34224 Englewood FL $280,706 $1,883 5.23% 3.0 ★
33952 Port Charlotte FL $213,675 $1,722 6.29% 3.0 ★
33980 Port Charlotte FL $252,214 $1,871 5.79% 3.0 ★
33981 Port Charlotte FL $342,589 $2,069 4.71% 3.0 ★
33953 Port Charlotte FL $311,111 $1,759 4.41% 3.0 ★
33954 Port Charlotte FL $294,110 $1,794 4.76% 3.0 ★
33982 Punta Gorda FL $358,255 $2,168 4.72% 3.0 ★
33947 Rotonda West FL $345,026 $2,054 4.64% 3.0 ★
33948 Port Charlotte FL $263,303 $1,960 5.81% 3.0 ★
33955 Punta Gorda FL $327,704 $2,158 5.14% 3.0 ★
33983 Punta Gorda FL $304,671 $1,894 4.85% 3.0 ★
34224 Englewood FL $280,652 $1,660 4.61% 3.0 ★
33950 Punta Gorda FL $370,454 $2,294 4.83% 3.0 ★
33980 Port Charlotte FL $248,509 $1,911 6.00% 3.0 ★
33981 Port Charlotte FL $334,973 $1,805 4.20% 3.0 ★
33946 Port Charlotte FL $535,368 $1,386 2.02% 3.0 ★
33952 Port Charlotte FL $219,098 $1,650 5.88% 3.0 ★
33982 Punta Gorda FL $355,280 $2,238 4.91% 3.0 ★
33947 Rotonda West FL $348,066 $2,219 4.97% 3.0 ★
33953 Port Charlotte FL $311,641 $1,657 4.15% 3.0 ★
33954 Port Charlotte FL $299,992 $1,753 4.56% 3.0 ★
33983 Punta Gorda FL $300,216 $1,980 5.14% 3.0 ★
33948 Port Charlotte FL $263,578 $1,882 5.57% 3.0 ★
33950 Punta Gorda FL $370,283 $2,034 4.29% 3.0 ★
33955 Punta Gorda FL $328,389 $2,766 6.57% 3.0 ★
34224 Englewood FL $276,963 $1,982 5.58% 3.0 ★
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About Punta Gorda, FL Real Estate Market

The Punta Gorda, FL metropolitan statistical area (MSA) encompasses 2 cities and 13 ZIP codes. The average home value across the metro is $322,311, with an average monthly rent of $1,854. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.