Best ZIP Codes for Cash Flow in Punta Gorda, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 33948 | Port Charlotte, FL | $264,234 | $2,008 | 5.93% | 1.5% |
| 2 | 33952 | Port Charlotte, FL | $219,525 | $1,657 | 5.89% | 1.9% |
| 3 | 33980 | Port Charlotte, FL | $252,214 | $1,871 | 5.79% | 1.7% |
| 4 | 33955 | Punta Gorda, FL | $328,491 | $2,042 | 4.85% | 1.7% |
| 5 | 33983 | Punta Gorda, FL | $304,671 | $1,894 | 4.85% | 1.9% |
| 6 | 33982 | Punta Gorda, FL | $358,255 | $2,168 | 4.72% | 2.9% |
| 7 | 33981 | Port Charlotte, FL | $342,589 | $2,069 | 4.71% | 1.6% |
| 8 | 34224 | Englewood, FL | $280,652 | $1,660 | 4.61% | 0.9% |
| 9 | 33947 | Rotonda West, FL | $346,591 | $2,033 | 4.58% | 0.9% |
| 10 | 33954 | Port Charlotte, FL | $301,426 | $1,705 | 4.41% | 2.5% |
| 11 | 33950 | Punta Gorda, FL | $368,198 | $1,957 | 4.15% | -0.2% |
| 12 | 33953 | Port Charlotte, FL | $311,582 | $1,658 | 4.15% | 0.6% |
| 13 | 33946 | Port Charlotte, FL | $511,610 | $1,386 | 2.11% | 0.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Punta Gorda, FL · Affordable in Punta Gorda, FL
Or see the full Punta Gorda, FL metro profile.