Fernley, NV Metro Area - Investment Guide
Metro Area • 6 Cities • 6 ZIP Codes
Avg Home Value
$413,726
Avg Monthly Rent
$1,496
Avg Cap Rate
2.93%
Avg Investability
2.8 ★
Cities
6
ZIP Codes
6
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Fernley, NV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Fernley, NV
Every ZIP in the metro, ranked four ways. Free.
Cities in Fernley, NV
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 89429 | Silver Springs | NV | $345,747 | $1,143 | 2.58% | |
| 89430 | Smith | NV | $590,847 | $1,071 | 1.41% | |
| 89403 | Dayton | NV | $461,395 | $2,261 | 3.82% | |
| 89447 | Yerington | NV | $302,922 | $1,017 | 2.62% | |
| 89408 | Fernley | NV | $403,466 | $1,891 | 3.66% | |
| 89428 | Silver City | NV | $315,639 | $1,422 | 3.51% | |
| 89429 | Silver Springs | NV | $365,554 | $1,143 | 2.44% | |
| 89403 | Dayton | NV | $448,637 | $1,850 | 3.22% | |
| 89408 | Fernley | NV | $388,455 | $1,786 | 3.59% | |
| 89447 | Yerington | NV | $316,824 | $1,017 | 2.50% | |
| 89428 | Silver City | NV | $290,064 | $1,422 | 3.82% | |
| 89429 | Silver Springs | NV | $339,485 | $1,143 | 2.63% | |
| 89430 | Smith | NV | $592,813 | $1,071 | 1.41% | |
| 89403 | Dayton | NV | $457,914 | $2,188 | 3.73% | |
| 89447 | Yerington | NV | $299,104 | $1,017 | 2.65% | |
| 89408 | Fernley | NV | $401,575 | $1,919 | 3.73% | |
| 89428 | Silver City | NV | $311,562 | $1,422 | 3.56% | |
| 89429 | Silver Springs | NV | $366,048 | $1,143 | 2.44% | |
| 89430 | Smith | NV | $604,359 | $1,071 | 1.38% | |
| 89403 | Dayton | NV | $448,637 | $1,850 | 3.22% | |
| 89408 | Fernley | NV | $388,455 | $1,786 | 3.59% | |
| 89447 | Yerington | NV | $316,068 | $1,017 | 2.51% | |
| 89428 | Silver City | NV | $290,064 | $1,422 | 3.82% | |
| 89429 | Silver Springs | NV | $339,485 | $1,143 | 2.63% | |
| 89430 | Smith | NV | $592,813 | $1,071 | 1.41% | |
| 89403 | Dayton | NV | $455,584 | $1,933 | 3.31% | |
| 89447 | Yerington | NV | $299,104 | $1,017 | 2.65% | |
| 89408 | Fernley | NV | $398,666 | $1,718 | 3.36% | |
| 89428 | Silver City | NV | $307,777 | $1,422 | 3.60% | |
| 89429 | Silver Springs | NV | $359,080 | $1,143 | 2.48% | |
| 89430 | Smith | NV | $604,079 | $1,071 | 1.38% | |
| 89403 | Dayton | NV | $461,567 | $2,291 | 3.87% | |
| 89447 | Yerington | NV | $312,840 | $1,017 | 2.54% | |
| 89408 | Fernley | NV | $406,124 | $2,032 | 3.90% | |
| 89428 | Silver City | NV | $315,145 | $1,422 | 3.52% | |
| 89429 | Silver Springs | NV | $365,804 | $1,143 | 2.44% | |
| 89403 | Dayton | NV | $449,600 | $1,933 | 3.35% | |
| 89408 | Fernley | NV | $392,741 | $1,865 | 3.70% | |
| 89447 | Yerington | NV | $319,363 | $1,017 | 2.48% | |
| 89428 | Silver City | NV | $291,140 | $1,422 | 3.81% | |
| 89430 | Smith | NV | $615,633 | $1,071 | 1.36% | |
| 89430 | Smith | NV | $614,355 | $1,071 | 1.36% |
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About Fernley, NV Real Estate Market
The Fernley, NV metropolitan statistical area (MSA) encompasses 6 cities and 6 ZIP codes. The average home value across the metro is $413,726, with an average monthly rent of $1,496. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.