Best ZIP Codes for Cash Flow in Fernley, NV (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 89408 | Fernley, NV | $406,124 | $2,032 | 3.90% | 2.6% |
| 2 | 89403 | Dayton, NV | $461,567 | $2,291 | 3.87% | 2.6% |
| 3 | 89428 | Silver City, NV | $315,145 | $1,422 | 3.52% | 2.9% |
| 4 | 89447 | Yerington, NV | $319,363 | $1,017 | 2.48% | 3.5% |
| 5 | 89429 | Silver Springs, NV | $365,804 | $1,143 | 2.44% | 2.7% |
| 6 | 89430 | Smith, NV | $614,355 | $1,071 | 1.36% | 3.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Fernley, NV · Affordable in Fernley, NV
Or see the full Fernley, NV metro profile.