Bluffton, IN Metro Area - Investment Guide
Metro Area • 9 Cities • 9 ZIP Codes
Avg Home Value
$250,000
Avg Monthly Rent
$914
Avg Cap Rate
2.97%
Avg Investability
3.0 ★
Cities
9
ZIP Codes
9
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🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Bluffton, IN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Bluffton, IN
Every ZIP in the metro, ranked four ways. Free.
Cities in Bluffton, IN
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 47359 | Montpelier | IN | $137,821 | $882 | 4.99% | |
| 46799 | Zanesville | IN | $212,585 | $954 | 3.50% | |
| 46766 | Liberty Center | IN | $212,265 | $891 | 3.27% | |
| 46770 | Markle | IN | $264,332 | $873 | 2.58% | |
| 47359 | Montpelier | IN | $151,693 | $882 | 4.54% | |
| 46714 | Bluffton | IN | $236,020 | $864 | 2.86% | |
| 46777 | Ossian | IN | $253,027 | $963 | 2.97% | |
| 46731 | Craigville | IN | $318,350 | $900 | 2.21% | |
| 46791 | Uniondale | IN | $269,942 | $1,026 | 2.96% | |
| 46759 | Keystone | IN | $271,717 | $873 | 2.51% | |
| 46799 | Zanesville | IN | $198,715 | $954 | 3.74% | |
| 47359 | Montpelier | IN | $138,200 | $882 | 4.98% | |
| 46766 | Liberty Center | IN | $229,985 | $891 | 3.02% | |
| 46770 | Markle | IN | $284,443 | $873 | 2.39% | |
| 46714 | Bluffton | IN | $217,850 | $864 | 3.09% | |
| 46731 | Craigville | IN | $290,792 | $900 | 2.41% | |
| 46777 | Ossian | IN | $270,309 | $963 | 2.78% | |
| 46759 | Keystone | IN | $250,441 | $873 | 2.72% | |
| 46791 | Uniondale | IN | $293,423 | $1,026 | 2.73% | |
| 46799 | Zanesville | IN | $212,937 | $954 | 3.49% | |
| 46766 | Liberty Center | IN | $212,501 | $891 | 3.27% | |
| 46770 | Markle | IN | $264,153 | $873 | 2.58% | |
| 47359 | Montpelier | IN | $154,965 | $882 | 4.44% | |
| 46777 | Ossian | IN | $252,621 | $963 | 2.97% | |
| 46714 | Bluffton | IN | $229,735 | $864 | 2.93% | |
| 46731 | Craigville | IN | $307,588 | $900 | 2.28% | |
| 46791 | Uniondale | IN | $270,214 | $1,026 | 2.96% | |
| 46759 | Keystone | IN | $262,206 | $873 | 2.60% | |
| 46799 | Zanesville | IN | $201,470 | $954 | 3.69% | |
| 46766 | Liberty Center | IN | $226,379 | $891 | 3.07% | |
| 46770 | Markle | IN | $277,507 | $873 | 2.45% | |
| 46714 | Bluffton | IN | $217,850 | $864 | 3.09% | |
| 46731 | Craigville | IN | $290,792 | $900 | 2.41% | |
| 46777 | Ossian | IN | $264,244 | $963 | 2.84% | |
| 46759 | Keystone | IN | $250,441 | $873 | 2.72% | |
| 46791 | Uniondale | IN | $283,516 | $1,026 | 2.82% | |
| 46799 | Zanesville | IN | $206,307 | $954 | 3.61% | |
| 46766 | Liberty Center | IN | $212,501 | $891 | 3.27% | |
| 47359 | Montpelier | IN | $148,765 | $882 | 4.62% | |
| 46770 | Markle | IN | $264,153 | $873 | 2.58% | |
| 46777 | Ossian | IN | $252,621 | $963 | 2.97% | |
| 46714 | Bluffton | IN | $226,255 | $864 | 2.98% | |
| 46731 | Craigville | IN | $301,574 | $900 | 2.33% | |
| 46791 | Uniondale | IN | $270,214 | $1,026 | 2.96% | |
| 46759 | Keystone | IN | $257,704 | $873 | 2.64% | |
| 46799 | Zanesville | IN | $201,470 | $954 | 3.69% | |
| 47359 | Montpelier | IN | $137,821 | $882 | 4.99% | |
| 46766 | Liberty Center | IN | $220,405 | $891 | 3.15% | |
| 46770 | Markle | IN | $273,696 | $873 | 2.49% | |
| 46714 | Bluffton | IN | $234,294 | $864 | 2.88% |
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About Bluffton, IN Real Estate Market
The Bluffton, IN metropolitan statistical area (MSA) encompasses 9 cities and 9 ZIP codes. The average home value across the metro is $250,000, with an average monthly rent of $914. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.