Best ZIP Codes for Cash Flow in Bluffton, IN (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 47359 Montpelier, IN $151,693 $882 4.54% 8.6%
2 46799 Zanesville, IN $212,585 $954 3.50% 7.0%
3 46766 Liberty Center, IN $227,585 $891 3.05% 6.8%
4 46714 Bluffton, IN $234,294 $864 2.88% 7.6%
5 46777 Ossian, IN $269,210 $963 2.79% 6.9%
6 46791 Uniondale, IN $290,031 $1,026 2.76% 7.5%
7 46759 Keystone, IN $268,012 $873 2.54% 7.2%
8 46770 Markle, IN $282,230 $873 2.41% 7.4%
9 46731 Craigville, IN $314,359 $900 2.23% 6.9%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Bluffton, IN  ·  Affordable in Bluffton, IN

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