Amsterdam, NY Metro Area - Investment Guide
Metro Area • 9 Cities • 9 ZIP Codes
Avg Home Value
$212,868
Avg Monthly Rent
$994
Avg Cap Rate
3.69%
Avg Investability
3.1 ★
Cities
9
ZIP Codes
9
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Market Trends
Metro Home Value History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Amsterdam, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Amsterdam, NY
Every ZIP in the metro, ranked four ways. Free.
Cities in Amsterdam, NY
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 13410 | Nelliston | NY | $153,740 | $873 | 4.43% | |
| 13410 | Nelliston | NY | $153,034 | $873 | 4.45% | |
| 13410 | Nelliston | NY | $136,694 | $873 | 4.98% | |
| 13410 | Nelliston | NY | $150,198 | $873 | 4.53% | |
| 13410 | Nelliston | NY | $136,694 | $873 | 4.98% | |
| 13410 | Nelliston | NY | $142,169 | $873 | 4.79% | |
| 13317 | Canajoharie | NY | $188,984 | $963 | 3.97% | |
| 12068 | Fonda | NY | $215,488 | $909 | 3.29% | |
| 12072 | Fultonville | NY | $232,393 | $1,044 | 3.50% | |
| 13339 | Fort Plain | NY | $179,862 | $963 | 4.18% | |
| 12166 | Sprakers | NY | $216,536 | $1,206 | 4.34% | |
| 13428 | Palatine Bridge | NY | $205,428 | $873 | 3.31% | |
| 12177 | Tribes Hill | NY | $197,207 | $918 | 3.63% | |
| 13317 | Canajoharie | NY | $175,585 | $963 | 4.28% | |
| 12010 | Amsterdam | NY | $247,995 | $1,258 | 3.96% | |
| 12068 | Fonda | NY | $234,515 | $909 | 3.02% | |
| 13339 | Fort Plain | NY | $165,047 | $963 | 4.55% | |
| 12072 | Fultonville | NY | $251,672 | $1,044 | 3.24% | |
| 13410 | Nelliston | NY | $136,455 | $873 | 4.99% | |
| 12166 | Sprakers | NY | $237,399 | $1,206 | 3.96% | |
| 13428 | Palatine Bridge | NY | $184,096 | $873 | 3.70% | |
| 12010 | Amsterdam | NY | $231,605 | $1,206 | 4.06% | |
| 12177 | Tribes Hill | NY | $221,844 | $918 | 3.23% | |
| 13317 | Canajoharie | NY | $191,443 | $963 | 3.92% | |
| 12068 | Fonda | NY | $217,509 | $909 | 3.26% | |
| 12072 | Fultonville | NY | $235,083 | $1,044 | 3.46% | |
| 13339 | Fort Plain | NY | $183,029 | $963 | 4.10% | |
| 12166 | Sprakers | NY | $217,794 | $1,206 | 4.32% | |
| 13428 | Palatine Bridge | NY | $203,372 | $873 | 3.35% | |
| 12177 | Tribes Hill | NY | $197,718 | $918 | 3.62% | |
| 13317 | Canajoharie | NY | $175,530 | $963 | 4.28% | |
| 12010 | Amsterdam | NY | $245,585 | $1,338 | 4.25% | |
| 12068 | Fonda | NY | $230,778 | $909 | 3.07% | |
| 13339 | Fort Plain | NY | $166,422 | $963 | 4.51% | |
| 12072 | Fultonville | NY | $247,788 | $1,044 | 3.29% | |
| 12166 | Sprakers | NY | $232,646 | $1,206 | 4.04% | |
| 13428 | Palatine Bridge | NY | $186,680 | $873 | 3.65% | |
| 12010 | Amsterdam | NY | $231,605 | $1,206 | 4.06% | |
| 12177 | Tribes Hill | NY | $216,467 | $918 | 3.31% | |
| 13317 | Canajoharie | NY | $188,340 | $963 | 3.99% | |
| 12068 | Fonda | NY | $217,509 | $909 | 3.26% | |
| 12072 | Fultonville | NY | $235,083 | $1,044 | 3.46% | |
| 13339 | Fort Plain | NY | $177,064 | $963 | 4.24% | |
| 12166 | Sprakers | NY | $217,794 | $1,206 | 4.32% | |
| 13428 | Palatine Bridge | NY | $198,496 | $873 | 3.43% | |
| 12177 | Tribes Hill | NY | $197,718 | $918 | 3.62% | |
| 13317 | Canajoharie | NY | $175,530 | $963 | 4.28% | |
| 12010 | Amsterdam | NY | $239,035 | $1,338 | 4.36% | |
| 13339 | Fort Plain | NY | $166,422 | $963 | 4.51% | |
| 12068 | Fonda | NY | $222,810 | $909 | 3.18% |
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About Amsterdam, NY Real Estate Market
The Amsterdam, NY metropolitan statistical area (MSA) encompasses 9 cities and 9 ZIP codes. The average home value across the metro is $212,868, with an average monthly rent of $994. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.