Best ZIP Codes for Cash Flow in Santa Fe, NM (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 87015 | Edgewood, NM | $387,299 | $2,200 | 4.43% | 4.3% |
| 2 | 87508 | Santa Fe, NM | $658,576 | $2,925 | 3.46% | 3.8% |
| 3 | 87507 | Santa Fe, NM | $464,769 | $1,873 | 3.14% | 3.8% |
| 4 | 87567 | Santa Cruz, NM | $350,121 | $1,323 | 2.95% | 4.2% |
| 5 | 87532 | Espanola, NM | $353,622 | $1,323 | 2.92% | 6.0% |
| 6 | 87010 | Cerrillos, NM | $400,138 | $1,494 | 2.91% | 1.2% |
| 7 | 87535 | Glorieta, NM | $428,057 | $1,422 | 2.59% | 2.7% |
| 8 | 87056 | Stanley, NM | $422,978 | $1,323 | 2.44% | 1.7% |
| 9 | 87505 | Santa Fe, NM | $575,314 | $1,763 | 2.39% | 3.5% |
| 10 | 87501 | Santa Fe, NM | $750,722 | $2,223 | 2.31% | 3.6% |
| 11 | 87506 | Santa Fe, NM | $1,116,930 | $2,486 | 1.74% | 3.7% |
| 12 | 87540 | Lamy, NM | $850,798 | $1,719 | 1.58% | 3.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Santa Fe, NM · Affordable in Santa Fe, NM
Or see the full Santa Fe, NM metro profile.