Best ZIP Codes for Cash Flow in Richmond-Berea, KY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 40472 | Ravenna, KY | $99,910 | $882 | 6.89% | 2.2% |
| 2 | 40336 | Irvine, KY | $128,538 | $783 | 4.75% | 2.8% |
| 3 | 40403 | Berea, KY | $258,123 | $1,043 | 3.15% | 6.4% |
| 4 | 40475 | Richmond, KY | $303,276 | $1,179 | 3.03% | 5.5% |
| 5 | 40385 | Richmond, KY | $253,402 | $828 | 2.55% | 5.3% |
| 6 | 40461 | Paint Lick, KY | $283,844 | $783 | 2.15% | 7.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Richmond-Berea, KY · Affordable in Richmond-Berea, KY
Or see the full Richmond-Berea, KY metro profile.