Best ZIP Codes for Cash Flow in Grand Junction, CO (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 81504 | Grand Junction, CO | $389,615 | $1,985 | 3.97% | 5.6% |
| 2 | 81501 | Grand Junction, CO | $352,851 | $1,562 | 3.45% | 4.9% |
| 3 | 81503 | Grand Junction, CO | $408,552 | $1,771 | 3.38% | 5.7% |
| 4 | 81520 | Clifton, CO | $334,831 | $1,332 | 3.10% | 6.1% |
| 5 | 81505 | Grand Junction, CO | $502,049 | $1,890 | 2.94% | 4.6% |
| 6 | 81521 | Fruita, CO | $487,137 | $1,800 | 2.88% | 5.0% |
| 7 | 81506 | Grand Junction, CO | $524,320 | $1,766 | 2.63% | 5.2% |
| 8 | 81507 | Grand Junction, CO | $638,101 | $2,100 | 2.57% | 5.4% |
| 9 | 81526 | Palisade, CO | $570,327 | $1,523 | 2.08% | 5.6% |
| 10 | 81413 | Cedaredge, CO | $434,181 | $1,044 | 1.88% | 5.0% |
| 11 | 81624 | Collbran, CO | $425,281 | $1,017 | 1.87% | 5.2% |
| 12 | 81523 | Glade Park, CO | $625,372 | $1,467 | 1.83% | 4.7% |
| 13 | 81525 | Mack, CO | $492,682 | $1,125 | 1.78% | 5.3% |
| 14 | 81527 | Whitewater, CO | $572,068 | $1,170 | 1.60% | 5.7% |
| 15 | 81524 | Loma, CO | $664,498 | $1,350 | 1.58% | 5.0% |
| 16 | 81643 | Mesa, CO | $544,563 | $1,089 | 1.56% | 5.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Grand Junction, CO · Affordable in Grand Junction, CO
Or see the full Grand Junction, CO metro profile.