Best ZIP Codes for Cash Flow in Celina, OH (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 45866 | Montezuma, OH | $157,207 | $936 | 4.64% | 8.2% |
| 2 | 45862 | Mendon, OH | $180,800 | $873 | 3.77% | 5.6% |
| 3 | 45310 | Burkettsville, OH | $231,193 | $990 | 3.34% | 8.2% |
| 4 | 45882 | Rockford, OH | $231,130 | $900 | 3.04% | 7.0% |
| 5 | 45822 | Celina, OH | $247,985 | $936 | 2.94% | 6.5% |
| 6 | 45828 | Coldwater, OH | $296,904 | $873 | 2.29% | 6.5% |
| 7 | 45846 | Fort Recovery, OH | $352,464 | $873 | 1.93% | 6.6% |
| 8 | 45883 | Saint Henry, OH | $388,386 | $873 | 1.75% | 5.8% |
| 9 | 45860 | Maria Stein, OH | $435,794 | $873 | 1.56% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Celina, OH · Affordable in Celina, OH
Or see the full Celina, OH metro profile.