Best ZIP Codes for Cash Flow in Bellingham, WA (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 98244 Deming, WA $329,324 $1,332 3.15% 1.7%
2 98266 Maple Falls, WA $388,702 $1,422 2.85% 4.1%
3 98295 Sumas, WA $462,208 $1,625 2.74% 2.5%
4 98276 Nooksack, WA $519,626 $1,782 2.67% 3.7%
5 98281 Point Roberts, WA $403,308 $1,332 2.58% 2.9%
6 98248 Ferndale, WA $623,542 $2,023 2.53% 3.4%
7 98229 Bellingham, WA $701,760 $2,196 2.44% 3.4%
8 98226 Bellingham, WA $654,436 $2,038 2.43% 3.1%
9 98264 Lynden, WA $630,484 $1,962 2.43% 4.1%
10 98225 Bellingham, WA $670,506 $1,867 2.17% 3.2%
11 98220 Acme, WA $514,184 $1,422 2.16% 1.4%
12 98240 Custer, WA $672,608 $1,575 1.83% 3.8%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Bellingham, WA  ·  Affordable in Bellingham, WA

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