Most Affordable ZIP Codes in Bellingham, WA (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 98266 | Maple Falls, WA | $388,702 | $1,422 | 2.85% | 4.1% |
| 2 | 98281 | Point Roberts, WA | $403,308 | $1,332 | 2.58% | 2.9% |
| 3 | 98295 | Sumas, WA | $462,208 | $1,625 | 2.74% | 2.5% |
| 4 | 98276 | Nooksack, WA | $519,626 | $1,782 | 2.67% | 3.7% |
| 5 | 98248 | Ferndale, WA | $623,542 | $2,023 | 2.53% | 3.4% |
| 6 | 98264 | Lynden, WA | $630,484 | $1,962 | 2.43% | 4.1% |
| 7 | 98226 | Bellingham, WA | $654,436 | $2,038 | 2.43% | 3.1% |
| 8 | 98225 | Bellingham, WA | $670,506 | $1,867 | 2.17% | 3.2% |
| 9 | 98229 | Bellingham, WA | $701,760 | $2,196 | 2.44% | 3.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Bellingham, WA · Appreciation in Bellingham, WA
Or see the full Bellingham, WA metro profile.