Most Affordable ZIP Codes in Cookeville, TN (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 38562 | Gainesboro, TN | $211,834 | $837 | 3.08% | 6.4% |
| 2 | 38554 | Crawford, TN | $213,107 | $837 | 3.06% | 5.3% |
| 3 | 38588 | Whitleyville, TN | $227,576 | $855 | 2.93% | 5.9% |
| 4 | 38570 | Livingston, TN | $236,955 | $837 | 2.76% | 6.4% |
| 5 | 38568 | Hilham, TN | $250,329 | $909 | 2.83% | 6.6% |
| 6 | 38564 | Granville, TN | $251,720 | $837 | 2.59% | 5.6% |
| 7 | 38541 | Allons, TN | $252,621 | $1,098 | 3.39% | 5.5% |
| 8 | 38545 | Bloomington Springs, TN | $254,056 | $837 | 2.57% | 5.5% |
| 9 | 38573 | Monroe, TN | $274,932 | $891 | 2.53% | 6.2% |
| 10 | 38574 | Monterey, TN | $297,481 | $837 | 2.19% | 7.5% |
| 11 | 38544 | Baxter, TN | $300,259 | $864 | 2.24% | 6.0% |
| 12 | 38501 | Cookeville, TN | $303,762 | $1,442 | 3.70% | 5.9% |
| 13 | 38580 | Rickman, TN | $305,172 | $837 | 2.14% | 6.7% |
| 14 | 38506 | Cookeville, TN | $343,044 | $1,734 | 3.94% | 5.5% |
| 15 | 38582 | Silver Point, TN | $363,623 | $837 | 1.80% | 5.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Cookeville, TN · Appreciation in Cookeville, TN
Or see the full Cookeville, TN metro profile.