Real Estate Investing in Haines, Alaska (99827)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Haines • Population: 2,166 • Data updated: September 2026

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Should you buy in 99827 (Haines, AK)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 44.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Haines, AK (99827)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $336,080
Avg Monthly Rent $1,197
1% Rule ✗ Does Not Meet
Median Income $67,672
% Renters 30.4%

Market Analysis: 99827 Haines

The 99827 ZIP covers a section of Haines that demands careful diligence. Prices near $336K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $336K asset, 99827 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 99827 sits on the difficult end of the AK spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Stepping back, 2,166 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Haines's stable or hybrid ZIPs before stepping into 99827. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Haines:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Stable (+2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,197/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$349K$332K$316K$299K$282K$266KFeb 2021Nov 2023Jul 2026

📊 How Does 99827 Compare?

Metric 99827 Haines Alaska
Home Value $336,080 $336,080 $378,640
5-Year CAGR 3.3% 3.3% 3.6%
Avg Rent $1,197 $1,197 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 99827? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 99827 (Haines, AK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $336,080
Monthly Rent $1,197
Price-to-Rent 23.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +2.0% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 7.0%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.3%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 99827

Population: 2,166

💰 Median Household Income
$67,672
This area
$67,672
State
$64,271
USA
$74,580
🏠 Renter Occupied
30.4%
This area
30.4%
State
30.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-13.0%
USA
3.7%
🎓 College Educated
33.0%
This area
33.0%
State
-3.6%
USA
33.7%
👤 Median Age
46.2 years
This area
46.2 years
State
2.6 years
USA
38.9 years
🏚️ Vacancy Rate
44.3%
This area
44.3%
State
37.0%
USA
10.5%
👥 Population by Ethnicity
White 78.8%
Other/Mixed 18.0%
Asian 3.2%
Hispanic/Latino 0.3%
👶 Under 18
30.0%
This area
30.0%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 99827

B+ Avg School Grade
4 Schools
46.4:1 Avg Class Size
$31,634 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Haines High School

📚 09 – 12 High School
👥
66 Students
👨‍🏫
9.0:1 Class Size
💰
$27,860 Per Student
A Very Good

Haines Elementary

📚 Pre-K – 08 School
👥
179 Students
👨‍🏫
14.3:1 Class Size
💰
$27,860 Per Student
A Very Good

Klukwan School

📚 K – 12 K-12
👥
13 Students
👨‍🏫
3.5:1 Class Size
💰
$42,957 Per Student
C Below Average

Haines Home School

📚 K – 12 K-12
👥
27 Students
👨‍🏫
158.8:1 Class Size
💰
$27,860 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are homes affordable in Haines, AK?

Expect median prices around $336K in Haines, AK. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

How do landlord-tenant laws work in Haines, AK?

Landlord-friendliness in Haines, AK is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What approach is best for Haines, AK real estate?

Haines, AK investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($336K prices, $1,197/mo rents) make it a reasonable choice.

What are vacancy rates like in Haines, AK?

Haines, AK carries elevated vacancy risk. Expect reliable absorption at market rents of $1,197/mo.

Can owner-occupants cash flow in Haines, AK?

House hacking in Haines, AK is a challenging. With home values around $336K and rents at $1,197/mo, owner-occupants can offset a meaningful share of PITI.

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