Real Estate Investing in Ford, Washington (99013)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stevens County • Population: 1,694 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 99013 (Ford, WA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.0% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ford, WA (99013)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $285,750
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $45,032
% Renters 47.6%

Market Analysis: 99013 Ford

ZIP 99013 in Ford, WA carries a durable set of headwinds. Home values near $286K and rents of $1,170/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 99013 can be a a strong candidate for hunting ground — but the discount at $286K reflects genuine risk that outside investors often underestimate.

In the broader WA picture, 99013 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 99013 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 99013 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ford:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.3× the median income
Value Trend
Rising (+9.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Spokane-Spokane Valley, WA Metro Area
Even conditions for buyers and sellers
55 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Spokane-Spokane Valley, WA metro data

Market Trends

Home Value History (with trend line)

$301K$260K$219K$178K$137K$96KJul 2014Jul 2020Jul 2026

📊 How Does 99013 Compare?

Metric 99013 Ford Spokane-Spokane Valley, WA Washington
Home Value $285,750 $285,750 N/A $591,536
5-Year CAGR 2.8% 2.8% N/A 5.9%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 99013? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 48% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 99013 (Ford, WA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 99013 (Ford, WA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+2.8%
Slow

📊 Market Snapshot

Home Value $285,750
Monthly Rent $1,170
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +9.9% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +2.8% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.8%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 99013

Population: 1,694

💰 Median Household Income
$45,032
This area
$45,032
State
$83,286
USA
$74,580
🏠 Renter Occupied
47.6%
This area
47.6%
State
29.3%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-13.7%
USA
3.7%
🎓 College Educated
2.3%
This area
2.3%
State
10.6%
USA
33.7%
👤 Median Age
31.6 years
This area
31.6 years
State
10.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.0%
This area
10.0%
State
14.9%
USA
10.5%
👥 Population by Ethnicity
White 57.6%
Other/Mixed 41.0%
Hispanic/Latino 0.8%
Black/African American 0.7%
Asian 0.7%
👶 Under 18
32.2%
This area
32.2%
USA
22.0%
👴 65 and Over
11.1%
This area
11.1%
USA
17.3%
📊 Poverty Rate
13.0%
This area
13.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What type of investing works in Ford, WA?

For Ford, WA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the average home sale price in Ford, WA?

The median home value in Ford, WA is roughly $286K. That puts it reasonable relative to the WA statewide average.

Do landlords face vacancy issues in Ford, WA?

Ford, WA sees elevated vacancy, which is reasonable relative to the broader WA rental market.

Are eviction rules reasonable in Ford, WA?

The landlord environment in Ford, WA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is Ford, WA a good place for real estate investing?

Ford, WA scores 3.0/5 for investability. Home values sit at $286K and rents near $1,170/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 99013 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 99013 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 99013 ranks in Spokane-Spokane Valley, WA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 99013 (Ford)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 99013 (Ford, WA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.