Real Estate Investing in Loomis, Washington (98827)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 98827 (Loomis, WA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 16.6% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Loomis, WA (98827)?
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Market Analysis: 98827 Loomis
ZIP 98827 in Loomis, WA carries a sturdy set of headwinds. Home values near $264K and rents of $1,404/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $264K asset, 98827 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 98827 sits on the difficult end of the WA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 98827 includes headwinds that any investor should price in. Income distribution skews lower than Loomis averages, and tenant stability requires active management.
Strategically, 98827 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Loomis:
Market Trends
Home Value History (with trend line)
📊 How Does 98827 Compare?
| Metric | 98827 | Loomis | Washington |
|---|---|---|---|
| Home Value | $264,325 | $264,325 | $591,536 |
| 5-Year CAGR | 1.4% | 1.4% | 5.9% |
| Avg Rent | $1,404 | $1,404 | - |
| Cap Rate | 4.1% | 4.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 98827 (Loomis, WA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $264,325 |
| Monthly Rent | $1,404 |
| Price-to-Rent | 15.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.1% |
| 5-Year IRR | 5.6% |
📈 Home Appreciation
| 1-Year | +1.5% ▲ |
| 3-Year CAGR | +0.5% ▲ |
| 5-Year CAGR | +1.4% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 98827
Population: 353
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much should I expect to pay for a home in Loomis, WA?
Expect median prices around $264K in Loomis, WA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
What real estate strategy is ideal for Loomis, WA?
Loomis, WA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($264K prices, $1,404/mo rents) make it a reasonable choice.
What is it like being a landlord in Loomis, WA?
WA ranks as a tenant-protective state for landlord-tenant law. Loomis generally follows the statewide framework, so landlords face reasonable operating rules.
Is Loomis in WA worth investing in?
Investors tracking Loomis, WA will find a 3.0/5 rating supported by $264K median home values and $1,404/mo rents. That profile suits long-term holders targeting steady returns.
Is the tenant base reliable in Loomis, WA?
Tenant demand in Loomis, WA is solid. The local workforce $1,404/mo rents across most rental classes.
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