Real Estate Investing in Sumpter, Oregon (97877)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 97877 (Sumpter, OR)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 68.2% of homes vacant — above national norms.
- Lower household income: $24,043 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sumpter, OR (97877)?
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Market Analysis: 97877 Sumpter
Not every below-median market is a bargain. Sumpter's 97877 ZIP sits at signals that favor experienced operators who can absorb the risk $285K pricing implies.
Rent of $972/mo on a $285K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 97877 sits below the stated 0.0% once reality is priced in.
Regionally, 97877 sits on the difficult end of the OR spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 97877 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Sumpter's stable or hybrid ZIPs before stepping into 97877. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Sumpter:
Market Trends
Home Value History (with trend line)
📊 How Does 97877 Compare?
| Metric | 97877 | Sumpter | Oregon |
|---|---|---|---|
| Home Value | $285,089 | $285,089 | $493,884 |
| 5-Year CAGR | 5.9% | 5.9% | 4.9% |
| Avg Rent | $972 | $972 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 97877 (Sumpter, OR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $285,089 |
| Monthly Rent | $972 |
| Price-to-Rent | 24.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 97877
Population: 325
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What price range are homes in Sumpter, OR?
Median home price in Sumpter, OR is near $285K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
What kind of tenants rent in Sumpter, OR?
Tenant quality in Sumpter, OR ranks as solid. Landlords generally report reliable occupancy at market rents of $972/mo.
Does Sumpter, OR make sense for an investment property?
The 3.0/5 investability rating in Sumpter, OR reflects its $285K prices and $972/mo rents. Investors generally consider it a solid option within OR.
Which real estate strategy fits Sumpter, OR?
The best-fit strategy in Sumpter, OR is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Sumpter, OR suited for a house hack?
The a challenging house-hack environment in Sumpter, OR reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
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