Real Estate Investing in Arlington, Oregon (97812)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gilliam County • Population: 996 • Data updated: September 2026

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Should you buy in 97812 (Arlington, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Arlington, OR (97812)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $299,527
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $77,500
% Renters 31.4%

Market Analysis: 97812 Arlington

Investors eyeing 97812 need to respect the fundamentals at play. Home values of $300K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 97812 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Arlington have seen price recovery that 97812 has not matched. Gilliam County data supports the view that the spread is structural rather than temporary.

The demographic picture in 97812 includes headwinds that any investor should price in. Income distribution skews lower than Arlington averages, and tenant stability requires active management.

The right play in 97812 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Arlington:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$311K$278K$245K$213K$180K$147KJan 2014May 2020Jul 2026

📊 How Does 97812 Compare?

Metric 97812 Arlington Oregon
Home Value $299,527 $299,527 $493,884
5-Year CAGR 4.9% 4.9% 4.9%
Avg Rent $1,044 $1,044 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 97812? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97812 (Arlington, OR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $299,527
Monthly Rent $1,044
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.3%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Unfavorable

Demographics in 97812

Population: 996

💰 Median Household Income
$77,500
This area
$77,500
State
$71,325
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
28.8%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-6.1%
USA
3.7%
🎓 College Educated
20.6%
This area
20.6%
State
13.8%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
13.3%
This area
13.3%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 85.7%
Other/Mixed 13.5%
Hispanic/Latino 8.3%
Asian 0.8%
👶 Under 18
28.2%
This area
28.2%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97812

A Avg School Grade
1 Schools
11.3:1 Avg Class Size
$26,550 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Arlington Community Charter School

📚 K – 12 K-12 Charter
👥
136 Students
👨‍🏫
11.3:1 Class Size
💰
$26,550 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much does a house cost in Arlington, OR?

Homes in Arlington, OR typically sell near $300K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

How strong is tenant demand in Arlington, OR?

Arlington, OR draws a measured base of working renters. Demand at the $1,044/mo rent level is reasonable for standard single-family and small multi rentals.

How much do tenants pay in Arlington, OR?

Rent in Arlington, OR is around $1,044/mo. The resulting rent-to-value relationship with $300K pricing is reasonable for most investor models.

What real estate strategy is ideal for Arlington, OR?

Arlington, OR investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($300K prices, $1,044/mo rents) make it a reasonable choice.

Is Arlington in OR worth investing in?

Investors tracking Arlington, OR will find a 3.0/5 rating supported by $300K median home values and $1,044/mo rents. That profile suits long-term holders targeting stable returns.

You know 97812 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 97812 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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