Real Estate Investing in Scappoose, Oregon (97056)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Columbia County • Population: 12,794 • Data updated: September 2026

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Should you buy in 97056 (Scappoose, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.

What’s happening in Scappoose, OR (97056)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $491,726
Avg Monthly Rent $1,595
1% Rule ✗ Does Not Meet
Median Income $92,835
% Renters 22.9%

Market Analysis: 97056 Scappoose

Not every below-median market is a bargain. Scappoose's 97056 ZIP records signals that favor experienced operators who can absorb the risk $492K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 97056 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within OR, ZIP 97056 trails on several market indicators that neighboring Columbia County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Resident income in 97056 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 97056 is an operator game, not a passive one. Turning to rents, entry prices of $492K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scappoose:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,595/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 97056

Which property type performs best in this market?

Best for Cash Flow
4BR
4.2% cap rate
Best for Appreciation
2BR
+5.0% 5yr CAGR
Best Overall Value
5BR
$125,091/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $393,098 $1,970 3.6% +5.0% $196,549
3BR $469,424 $2,680 4.1% +4.9% $156,475
4BR $545,519 $3,190 4.2% +5.0% $136,380
5BR $625,454 +4.4% $125,091

Market Trends

Home Value History (with trend line)

$525K$453K$380K$307K$234K$161KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,671$1,645$1,619$1,592$1,566$1,540Apr 2026Jun 2026Jul 2026

📊 How Does 97056 Compare?

Metric 97056 Scappoose Oregon
Home Value $491,726 $491,726 $493,884
5-Year CAGR 1.9% 1.9% 4.9%
Avg Rent $1,595 $1,595 -
Cap Rate 2.5% 2.5% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97056 (Scappoose, OR). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $491,726
Monthly Rent $1,595
Price-to-Rent 25.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +1.9% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Fast Rent control: Unfavorable

Demographics in 97056

Population: 12,794

💰 Median Household Income
$92,835
This area
$92,835
State
$71,325
USA
$74,580
🏠 Renter Occupied
22.9%
This area
22.9%
State
28.8%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-6.1%
USA
3.7%
🎓 College Educated
20.6%
This area
20.6%
State
13.8%
USA
33.7%
👤 Median Age
42.0 years
This area
42.0 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 90.5%
Other/Mixed 8.5%
Hispanic/Latino 5.9%
Asian 0.9%
Black/African American 0.1%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97056

B Avg School Grade
5 Schools
20.8:1 Avg Class Size
$15,315 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Grant Watts Elementary School

📚 K – 03 Elementary
👥
352 Students
👨‍🏫
17.9:1 Class Size
💰
$15,315 Per Student
B Good

Otto Petersen Elementary School

📚 04 – 06 School
👥
390 Students
👨‍🏫
19.5:1 Class Size
💰
$15,315 Per Student
B Good

Scappoose High School

📚 09 – 12 High School
👥
681 Students
👨‍🏫
19.9:1 Class Size
💰
$15,315 Per Student
B Good

Scappoose Middle School

📚 07 – 08 Middle
👥
316 Students
👨‍🏫
19.5:1 Class Size
💰
$15,315 Per Student
C Below Average

Scappoose Online Academy

📚 K – 12 K-12
👥
38 Students
👨‍🏫
27.1:1 Class Size
💰
$15,315 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are home prices like in Scappoose, OR?

Median home price in Scappoose, OR is near $492K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

How do landlord-tenant laws work in Scappoose, OR?

OR law landlord-friendly for landlords, and Scappoose inherits those rules. Investors should still review local ordinances for rental licensing.

Are tenants stable in Scappoose, OR?

Scappoose, OR draws a reliable base of working renters. Demand at the $1,595/mo rent level is reasonable for standard single-family and small multi rentals.

How strong are rents in Scappoose, OR?

Investors in Scappoose, OR typically see rents near $1,595/mo per month against $492K home values - a solid setup for rental cash flow.

Is vacancy a concern in Scappoose, OR?

Rental vacancy in Scappoose, OR is elevated. Investors should budget normal turnover but not chronic empty units.

You know 97056 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 97056 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 97056 ranks in Portland-Vancouver-Hillsboro, OR-WA

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