Real Estate Investing in Yreka, California (96097)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Siskiyou County • Population: 10,220 • Data updated: September 2026

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Should you buy in 96097 (Yreka, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Yreka, CA (96097)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $259,370
Avg Monthly Rent $1,050
1% Rule ✗ Does Not Meet
Median Income $49,281
% Renters 34.5%

Market Analysis: 96097 Yreka

The 96097 ZIP covers a section of Yreka that demands careful diligence. Prices near $259K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 96097 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 96097's metrics run below Siskiyou County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Meanwhile, 10,220 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 96097 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yreka:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,050/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 96097

Which property type performs best in this market?

Best for Cash Flow
3BR
4.4% cap rate
Best for Appreciation
3BR
+4.8% 5yr CAGR
Best Overall Value
4BR
$85,879/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $194,475 $1,160 4.3% +4.3% $97,238
3BR $265,437 $1,610 4.4% +4.8% $88,479
4BR $343,515 $1,780 3.7% +4.6% $85,879

Market Trends

Home Value History (with trend line)

$280K$248K$216K$184K$152K$120KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 96097 Compare?

Metric 96097 Yreka California
Home Value $259,370 $259,370 $761,003
5-Year CAGR 1.7% 1.7% 5.7%
Avg Rent $1,050 $1,050 -
Cap Rate 3.2% 3.2% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96097 (Yreka, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
+1.7%
Slow

📊 Market Snapshot

Home Value $259,370
Monthly Rent $1,050
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR -0.7% ▼
5-Year CAGR +1.7% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 96097

Population: 10,220

💰 Median Household Income
$49,281
This area
$49,281
State
$94,164
USA
$74,580
🏠 Renter Occupied
34.5%
This area
34.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-16.6%
USA
3.7%
🎓 College Educated
20.2%
This area
20.2%
State
7.7%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.0%
This area
9.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 80.0%
Other/Mixed 17.9%
Hispanic/Latino 5.7%
Black/African American 1.9%
Asian 0.2%
👶 Under 18
24.6%
This area
24.6%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
14.0%
This area
14.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 96097

B Avg School Grade
10 Schools
13.9:1 Avg Class Size
$42,685 Avg Per Pupil

Schools in This ZIP Code

A Very Good
👥
69 Students
👨‍🏫
5.8:1 Class Size
💰
$252,702 Per Student
B+ Above Average

Jackson Street Elementary

📚 04 – 08 School
👥
424 Students
👨‍🏫
16.6:1 Class Size
💰
$16,521 Per Student
B+ Above Average

Yreka High

📚 09 – 12 High School
👥
636 Students
👨‍🏫
17.8:1 Class Size
💰
$16,881 Per Student
B+ Above Average

Northern United - Siskiyou Charter

📚 K – 12 K-12 Charter
👥
124 Students
👨‍🏫
12.3:1 Class Size
💰
$14,733 Per Student
B Good

Evergreen Elementary

📚 K – 03 Elementary
👥
378 Students
👨‍🏫
19.9:1 Class Size
💰
$16,521 Per Student
B Good

Gold Street Elementary

📚 Grade KG Elementary
👥
67 Students
👨‍🏫
16.8:1 Class Size
💰
$16,521 Per Student
B Good

Yreka Union High Community Day

📚 09 – 12 High School
👥
5 Students
👨‍🏫
4.4:1 Class Size
💰
$16,881 Per Student
C+ Average

Discovery High

📚 09 – 12 High School
👥
51 Students
👨‍🏫
17.5:1 Class Size
💰
$16,881 Per Student
C Below Average

Yreka Community Day

📚 04 – 08 School Limited Data
💰
$16,521 Per Student
C Below Average

Siskiyou County ROP

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is vacancy a concern in Yreka, CA?

Expect elevated vacancy in Yreka, CA. Rents at $1,050/mo are absorbed by the tenant base without meaningful lag.

How expensive is real estate in Yreka, CA?

Median home price in Yreka, CA is near $259K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

Where do rents currently stand in Yreka, CA?

Investors in Yreka, CA typically see rents near $1,050/mo per month against $259K home values - a solid setup for rental cash flow.

Is Yreka, CA landlord-friendly?

CA ranks as a tenant-protective state for landlord-tenant law. Yreka generally follows the statewide framework, so landlords face reasonable operating rules.

Is Yreka, CA a smart market for rental property?

The 2.0/5 investability rating in Yreka, CA reflects its $259K prices and $1,050/mo rents. Investors generally consider it a solid option within CA.

You know 96097 now. You don’t know where it ranks.

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