Real Estate Investing in Valley Springs, California (95252)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Calaveras County • Population: 13,851 • Data updated: September 2026

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Should you buy in 95252 (Valley Springs, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (1.5% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Valley Springs, CA (95252)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $474,936
Avg Monthly Rent $1,521
1% Rule ✗ Does Not Meet
Median Income $89,660
% Renters 10.0%

Market Analysis: 95252 Valley Springs

From a cash-flow lens, ZIP 95252 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $475K median. It rewards specialists, not generalists.

Rent of $1,521/mo on a $475K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95252 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 95252 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 95252 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 95252 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Valley Springs:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,521/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 95252

Which property type performs best in this market?

Best for Cash Flow
3BR
3.6% cap rate
Best for Appreciation
4BR
+5.2% 5yr CAGR
Best Overall Value
4BR
$143,492/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $362,083 $1,690 3.4% +5.0% $181,042
3BR $464,685 $2,350 3.6% +5.2% $154,895
4BR $573,966 $2,540 3.2% +5.2% $143,492

Market Trends

Home Value History (with trend line)

$517K$440K$362K$284K$207K$129KJun 2006Jul 2016Jul 2026

📊 How Does 95252 Compare?

Metric 95252 Valley Springs California
Home Value $474,936 $517,108 $761,003
5-Year CAGR 1.5% 0.5% 5.7%
Avg Rent $1,521 $1,422 -
Cap Rate 2.5% 2.2% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95252 (Valley Springs, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 95252 (Valley Springs, CA)?

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $474,936
Monthly Rent $1,521
Price-to-Rent 26.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 4.0%

📈 Home Appreciation

1-Year +0.5% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95252

Population: 13,851

💰 Median Household Income
$89,660
This area
$89,660
State
$94,164
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-16.6%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
7.7%
USA
33.7%
👤 Median Age
45.7 years
This area
45.7 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 79.5%
Other/Mixed 16.8%
Hispanic/Latino 11.5%
Asian 3.8%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95252

B Avg School Grade
3 Schools
21.6:1 Avg Class Size
$14,816 Avg Per Pupil

Schools in This ZIP Code

B Good

Toyon Middle

📚 06 – 08 Middle
👥
506 Students
👨‍🏫
19.3:1 Class Size
💰
$14,816 Per Student
B Good

Valley Springs Elementary

📚 K – 05 Elementary
👥
397 Students
👨‍🏫
21.4:1 Class Size
💰
$14,816 Per Student
B Good

Jenny Lind Elementary

📚 K – 05 Elementary
👥
431 Students
👨‍🏫
23.9:1 Class Size
💰
$14,816 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Valley Springs, CA a good market for buy-and-hold investors?

Investors tracking Valley Springs, CA will find a 2.0/5 rating supported by $475K median home values and $1,521/mo rents. That profile suits long-term holders targeting stable returns.

What type of investing works in Valley Springs, CA?

Investors usually favor careful cash-flow rentals with hands-on management in Valley Springs, CA. With home values at $475K and rents near $1,521/mo, other strategies can work but produce consistent rather than outsized returns.

Are there empty rentals in Valley Springs, CA?

Valley Springs, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

How do landlord-tenant laws work in Valley Springs, CA?

CA ranks as a tenant-protective state for landlord-tenant law. Valley Springs generally follows the statewide framework, so landlords face reasonable operating rules.

What is the average monthly rent in Valley Springs, CA?

Rent in Valley Springs, CA is around $1,521/mo. The resulting rent-to-value relationship with $475K pricing is reasonable for most investor models.

You know 95252 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95252 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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