Real Estate Investing in Lone Pine, California (93545)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 93545 (Lone Pine, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 29.4% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 27.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lone Pine, CA (93545)?
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Market Analysis: 93545 Lone Pine
Investors eyeing 93545 need to respect the fundamentals at play. Home values of $385K come alongside slower price movement and elevated management overhead.
The investment case in 93545 is impressive only for operators who understand what they are buying. A $385K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within CA, ZIP 93545 trails on several market indicators that neighboring Inyo County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Employment concentration in 93545 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lone Pine:
Property Strategy for 93545
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $306,640 | $1,290 | 3.0% | — | $153,320 |
| 3BR | $420,478 | $1,570 | 2.7% | — | $140,159 |
Market Trends
Home Value History (with trend line)
📊 How Does 93545 Compare?
| Metric | 93545 | Lone Pine | California |
|---|---|---|---|
| Home Value | $384,910 | $384,910 | $761,003 |
| 5-Year CAGR | N/A | N/A | 5.7% |
| Avg Rent | $1,161 | $1,161 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 93545 (Lone Pine, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $384,910 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 27.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.4% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 93545
Population: 1,394
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 93545
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strong is Lone Pine, CA for real estate investors?
Investors tracking Lone Pine, CA will find a 2.0/5 rating supported by $385K median home values and $1,161/mo rents. That profile suits long-term holders targeting consistent returns.
What do rentals go for in Lone Pine, CA?
Rents in Lone Pine, CA run near $1,161/mo. Compared with median home prices of $385K that produces solid gross yields for typical rentals.
How do landlord-tenant laws work in Lone Pine, CA?
The landlord environment in Lone Pine, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
Can I house hack in Lone Pine, CA?
House hacking in Lone Pine, CA is a challenging. With home values around $385K and rents at $1,161/mo, owner-occupants can offset a meaningful share of PITI.
What type of investing works in Lone Pine, CA?
Most investors in Lone Pine, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.
You know 93545 now. You don’t know where it ranks.
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