Real Estate Investing in Mammoth Lakes, California (93546)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 93546 (Mammoth Lakes, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 65.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Mammoth Lakes, CA (93546)?
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Market Analysis: 93546 Mammoth Lakes
The 93546 ZIP in Mammoth Lakes, CA is a local-operator market. Outside capital chasing a $825K entry has to pair deep knowledge with the discount.
The 93546 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Mammoth Lakes have seen price recovery that 93546 has not matched. Mono County data supports the view that the spread is structural rather than temporary.
Who lives in 93546 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Mammoth Lakes:
Property Strategy for 93546
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $506,691 | $1,520 | 2.2% | +7.5% | $506,691 |
| 2BR | $742,888 | $1,670 | 1.6% | +8.6% | $371,444 |
| 3BR | $1,039,753 | $2,320 | 1.6% | +8.6% | $346,584 |
| 4BR | $1,386,899 | $2,760 | 1.4% | +9.1% | $346,725 |
| 5BR | $2,029,254 | — | — | +9.2% | $405,851 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 93546 Compare?
| Metric | 93546 | Mammoth Lakes | California |
|---|---|---|---|
| Home Value | $824,710 | $824,710 | $761,003 |
| 5-Year CAGR | 4.4% | 4.4% | 5.7% |
| Avg Rent | $3,033 | $3,033 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 93546 (Mammoth Lakes, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $824,710 |
| Monthly Rent | $3,033 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +1.5% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 93546
Population: 8,803
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 93546
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are there empty rentals in Mammoth Lakes, CA?
Mammoth Lakes, CA carries elevated vacancy risk. Expect predictable absorption at market rents of $3,033/mo.
What does house hacking look like in Mammoth Lakes, CA?
House hacking in Mammoth Lakes, CA is reasonable to execute. Prices around $825K and rents of $3,033/mo solid owner-occupant economics.
What is the average monthly rent in Mammoth Lakes, CA?
The typical rental in Mammoth Lakes, CA commands about $3,033/mo monthly. That rent profile reliable cash flow against the $825K purchase basis.
What is the median home value in Mammoth Lakes, CA?
Mammoth Lakes, CA home values average about $825K. That price point suits investors targeting rentals with $3,033/mo in monthly income.
Is Mammoth Lakes, CA a smart market for rental property?
Mammoth Lakes, CA comes in at an investability rating of 3.0/5, with median home values near $825K and average rents around $3,033/mo. That combination puts it in the significant tier for investor interest.
You know 93546 now. You don’t know where it ranks.
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