Real Estate Investing in Earp, California (92242)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Bernardino County • Population: 1,203 • Data updated: September 2026

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Should you buy in 92242 (Earp, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 58.0% of homes vacant — above national norms.
  • Declining values: -6.8% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Earp, CA (92242)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $195,208
Avg Monthly Rent $1,872
1% Rule ✗ Does Not Meet
Median Income $41,429
% Renters 17.0%

Market Analysis: 92242 Earp

In practical terms, ZIP 92242 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $195K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 92242 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Earp have seen price recovery that 92242 has not matched. San Bernardino County data supports the view that the spread is structural rather than temporary.

Employment concentration in 92242 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 92242 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Earp:

D Needs Caution
Buy Confidence Score: 42/100
Affordability
10/25
Appreciation
0/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,872/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92242

Which property type performs best in this market?

Best for Cash Flow
2BR
10.3% cap rate
Best for Appreciation
2BR
-6.2% 5yr CAGR
Best Overall Value
3BR
$70,789/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $145,466 $2,080 10.3% -6.2% $72,733
3BR $212,367 $2,780 9.4% $70,789

Market Trends

Home Value History (with trend line)

$311K$273K$234K$196K$158K$119KJul 2006Jul 2016Jul 2026

📊 How Does 92242 Compare?

Metric 92242 Earp Riverside-San Bernardino-Ontario, CA California
Home Value $195,208 $195,208 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,872 $1,872 N/A -
Cap Rate 7.5% 7.5% - -
💡 Why Invest in 92242? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92242 (Earp, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Bernardino County

Manage rentals here? List your business →

Encore Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

Unclaimed — is this your business? Claim it free

Incline Consultants specializes in HOA and Condominium Management, offering services for community associations. summary from their website

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J&C Real Estate's homepage text is minimal, focusing on CSS and layout, and does not provide sufficient information to confirm property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.5%
Good
5yr Growth
-6.8%
Declining

📊 Market Snapshot

Home Value $195,208
Monthly Rent $1,872
Price-to-Rent 8.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.5%
Cap Rate 7.5%
5-Year IRR 0.6%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR -6.0% ▼
5-Year CAGR -6.8% ▼
10-Year CAGR +1.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.5%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
58.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-6.8%
Declining
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92242

Population: 1,203

💰 Median Household Income
$41,429
This area
$41,429
State
$94,164
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-16.6%
USA
3.7%
🎓 College Educated
6.8%
This area
6.8%
State
7.7%
USA
33.7%
👤 Median Age
59.1 years
This area
59.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
58.0%
This area
58.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 85.5%
Other/Mixed 14.0%
Hispanic/Latino 7.1%
Asian 0.5%
👶 Under 18
14.3%
This area
14.3%
USA
22.0%
👴 65 and Over
35.5%
This area
35.5%
USA
17.3%
📊 Poverty Rate
9.9%
This area
9.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92242

B+ Avg School Grade
1 Schools
17.2:1 Avg Class Size
$25,323 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Monument Peak

📚 K – 08 School
👥
70 Students
👨‍🏫
17.2:1 Class Size
💰
$25,323 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much do tenants pay in Earp, CA?

Earp, CA rentals go for roughly $1,872/mo a month. That puts gross yield in solid territory relative to $195K acquisition costs.

What is the typical home price in Earp, CA?

Expect median prices around $195K in Earp, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Is real estate in Earp, CA a good investment right now?

The 3.0/5 investability rating in Earp, CA reflects its $195K prices and $1,872/mo rents. Investors generally consider it a solid option within CA.

Does Earp, CA favor landlords or tenants?

The landlord environment in Earp, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is vacancy a concern in Earp, CA?

Vacancy risk in Earp, CA is elevated. That supports even-keeled cash flow for typical rental holds.

You know 92242 now. You don’t know where it ranks.

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How 92242 ranks in Riverside-San Bernardino-Ontario, CA

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Cash Flow → Appreciation → Affordable →
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