Real Estate Investing in Redvale, Colorado (81431)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Miguel • Population: 647 • Data updated: September 2026

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Should you buy in 81431 (Redvale, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 23.7% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Redvale, CO (81431)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $391,896
Avg Monthly Rent $1,413
1% Rule ✗ Does Not Meet
Median Income $85,263
% Renters 7.1%

Market Analysis: 81431 Redvale

The 81431 ZIP covers a section of Redvale that demands careful diligence. Prices near $392K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $392K asset, 81431 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within CO, ZIP 81431 trails on several market indicators that neighboring San Miguel submarkets outperform. The gap is real and significant enough to shape underwriting.

On balance, 647 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 81431 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Redvale:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,413/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$401K$394K$387K$381K$374K$367KFeb 2022May 2024Jul 2026

📊 How Does 81431 Compare?

Metric 81431 Redvale Colorado
Home Value $391,896 $391,896 $535,778
5-Year CAGR N/A N/A 4.9%
Avg Rent $1,413 $1,413 -
Cap Rate 2.8% 2.8% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 81431 (Redvale, CO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.8%
Low

📊 Market Snapshot

Home Value $391,896
Monthly Rent $1,413
Price-to-Rent 23.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 3.7%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 81431

Population: 647

💰 Median Household Income
$85,263
This area
$85,263
State
$79,719
USA
$74,580
🏠 Renter Occupied
7.1%
This area
7.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-25.8%
USA
3.7%
🎓 College Educated
18.9%
This area
18.9%
State
5.8%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
23.7%
This area
23.7%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 86.8%
Other/Mixed 13.1%
Hispanic/Latino 10.8%
👶 Under 18
29.5%
This area
29.5%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Should investors consider Redvale, CO?

The 2.0/5 investability rating in Redvale, CO reflects its $392K prices and $1,413/mo rents. Investors generally consider it a solid option within CO.

Is Redvale, CO better for rentals, flips, or BRRRR?

For Redvale, CO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the average monthly rent in Redvale, CO?

Rent in Redvale, CO is around $1,413/mo. The resulting rent-to-value relationship with $392K pricing is reasonable for most investor models.

What are vacancy rates like in Redvale, CO?

Vacancy in Redvale, CO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,413/mo.

How expensive is real estate in Redvale, CO?

Median home price in Redvale, CO is near $392K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

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