Real Estate Investing in Lacombe, Louisiana (70445)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Tammany Parish • Population: 9,421 • Data updated: September 2026

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Should you buy in 70445 (Lacombe, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lacombe, LA (70445)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $220,441
Avg Monthly Rent $1,206
1% Rule ✗ Does Not Meet
Median Income $67,695
% Renters 16.0%

Market Analysis: 70445 Lacombe

Not every below-median market is a bargain. Lacombe's 70445 ZIP clocks in at signals that favor experienced operators who can absorb the risk $220K pricing implies.

The investment case in 70445 is resilient only for operators who understand what they are buying. A $220K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 70445 among LA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 70445 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 70445 is an operator game, not a passive one. On balance, entry prices of $220K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lacombe:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
14/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,206/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
New Orleans-Metairie, LA Metro Area
More inventory, negotiating room for buyers
97 days
Average time to sell
Slow
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from New Orleans-Metairie, LA metro data
🏠

Property Strategy for 70445

Which property type performs best in this market?

Best for Cash Flow
2BR
6.2% cap rate
Best for Appreciation
3BR
+5.0% 5yr CAGR
Best Overall Value
3BR
$73,067/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $155,823 $1,340 6.2% +4.5% $77,911
3BR $219,202 $1,710 5.6% +5.0% $73,067
4BR $314,754 $2,000 4.6% +4.6% $78,688

Market Trends

Home Value History (with trend line)

$232K$212K$193K$174K$155K$135KJul 2006Jul 2016Jul 2026

📊 How Does 70445 Compare?

Metric 70445 Lacombe New Orleans-Metairie, LA Louisiana
Home Value $220,441 $220,441 N/A $207,909
5-Year CAGR 1.5% 1.5% N/A 0.7%
Avg Rent $1,206 $1,206 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 70445? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 70445 (Lacombe, LA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $220,441
Monthly Rent $1,206
Price-to-Rent 15.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +0.3% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +2.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 70445

Population: 9,421

💰 Median Household Income
$67,695
This area
$67,695
State
$55,539
USA
$74,580
🏠 Renter Occupied
16.0%
This area
16.0%
State
27.4%
USA
34.0%
💼 Unemployment Rate
6.2%
This area
6.2%
State
-18.7%
USA
3.7%
🎓 College Educated
29.1%
This area
29.1%
State
-4.6%
USA
33.7%
👤 Median Age
50.4 years
This area
50.4 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
14.3%
This area
14.3%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 63.3%
Black/African American 26.9%
Other/Mixed 9.6%
Hispanic/Latino 7.2%
Asian 0.2%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
13.3%
This area
13.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 70445

A Avg School Grade
2 Schools
11.3:1 Avg Class Size
$16,036 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Chahta-Ima Elementary School

📚 Pre-K – 03 Elementary
👥
334 Students
👨‍🏫
11.5:1 Class Size
💰
$16,036 Per Student
A Very Good

Bayou Lacombe Middle

📚 04 – 06 School
👥
199 Students
👨‍🏫
11.2:1 Class Size
💰
$16,036 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 2,726 Off-Campus Students
C
Northshore Technical Community College
5,716 students · 1.3 mi
C
Delta College-Slidell Campus
135 students · 9.5 mi
C
Delta College Inc
153 students · 12.6 mi
C
Aveda Arts & Sciences Institute-Covington
2,538 students · 14.5 mi

Investor Insight: With 2,726 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the tenant pool like in Lacombe, LA?

The tenant pool in Lacombe, LA is solid, supported by local employment and population fundamentals. Rents of $1,206/mo are well-absorbed by the market.

Which investment style suits Lacombe, LA?

Investors usually favor careful cash-flow rentals with hands-on management in Lacombe, LA. With home values at $220K and rents near $1,206/mo, other strategies can work but produce even-keeled rather than outsized returns.

How do landlord-tenant laws work in Lacombe, LA?

LA ranks as a landlord-friendly state for landlord-tenant law. Lacombe generally follows the statewide framework, so landlords face reasonable operating rules.

Can owner-occupants cash flow in Lacombe, LA?

Lacombe, LA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $220K price point reasonable to enter.

How much does a house cost in Lacombe, LA?

In Lacombe, LA the median home value sits at $220K. Against the broader LA market, that reads as reasonable for most investors.

You know 70445 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 70445 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 70445 ranks in New Orleans-Metairie, LA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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