Real Estate Investing in Houma, Louisiana (70363)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Terrebonne Parish • Population: 24,668 • Data updated: September 2026

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Should you buy in 70363 (Houma, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Declining values: -1.7% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.
  • Elevated poverty: 21.7% poverty rate — can affect rent collection.

What’s happening in Houma, LA (70363)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $128,092
Avg Monthly Rent $1,267
1% Rule ✗ Does Not Meet
Median Income $44,797
% Renters 28.9%

Market Analysis: 70363 Houma

Not every below-median market is a bargain. Houma's 70363 ZIP clocks in at signals that favor experienced operators who can absorb the risk $128K pricing implies.

The investment case in 70363 is notable only for operators who understand what they are buying. A $128K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 70363 sits on the difficult end of the LA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 70363 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Houma's stable or hybrid ZIPs before stepping into 70363. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Houma:

C Below Average
Buy Confidence Score: 59/100
Affordability
20/25
Appreciation
5/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,267/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Houma-Thibodaux, LA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Houma-Thibodaux, LA metro data

Market Trends

Home Value History (with trend line)

$156K$147K$138K$130K$121K$112KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,300$1,204$1,107$1,010$914$817Aug 2025Feb 2026Jul 2026

📊 How Does 70363 Compare?

Metric 70363 Houma Houma-Thibodaux, LA Louisiana
Home Value $128,092 $173,570 N/A $207,909
5-Year CAGR N/A N/A N/A 0.7%
Avg Rent $1,267 $1,199 N/A -
Cap Rate 7.7% 5.9% - -
💡 Why Invest in 70363? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 70363 (Houma, LA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.7%
Good
5yr Growth
-1.7%
Declining

📊 Market Snapshot

Home Value $128,092
Monthly Rent $1,267
Price-to-Rent 8.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.9%
Cap Rate 7.7%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR -1.7% ▼
10-Year CAGR -0.6% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.7%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 70363

Population: 24,668

💰 Median Household Income
$44,797
This area
$44,797
State
$55,539
USA
$74,580
🏠 Renter Occupied
28.9%
This area
28.9%
State
27.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-18.7%
USA
3.7%
🎓 College Educated
7.7%
This area
7.7%
State
-4.6%
USA
33.7%
👤 Median Age
35.7 years
This area
35.7 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 62.1%
Black/African American 22.2%
Other/Mixed 13.9%
Hispanic/Latino 3.5%
Asian 1.8%
👶 Under 18
27.2%
This area
27.2%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
21.7%
This area
21.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 70363

B+ Avg School Grade
10 Schools
13.9:1 Avg Class Size
$16,995 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Honduras Elementary School

📚 Pre-K – 04 Elementary
👥
263 Students
👨‍🏫
11.4:1 Class Size
💰
$16,995 Per Student
A Very Good

Grand Caillou Elementary School

📚 Pre-K – 04 Elementary
👥
384 Students
👨‍🏫
14.2:1 Class Size
💰
$16,995 Per Student
A Very Good

Oaklawn Middle School

📚 05 – 08 School
👥
583 Students
👨‍🏫
13.1:1 Class Size
💰
$16,995 Per Student
B+ Above Average

Dularge Elementary School

📚 Pre-K – 06 School
👥
288 Students
👨‍🏫
14.0:1 Class Size
💰
$16,995 Per Student
B+ Above Average

Grand Caillou Middle School

📚 05 – 08 School
👥
298 Students
👨‍🏫
14.9:1 Class Size
💰
$16,995 Per Student
B+ Above Average

Acadian Elementary School

📚 Pre-K – 04 Elementary
👥
627 Students
👨‍🏫
16.3:1 Class Size
💰
$16,995 Per Student
B+ Above Average

Village East Elementary School

📚 Pre-K – 06 School
👥
376 Students
👨‍🏫
16.0:1 Class Size
💰
$16,995 Per Student
B Good

School for Exceptional Children

📚 Pre-K – 12 K-12
👥
30 Students
👨‍🏫
6.0:1 Class Size
💰
$16,995 Per Student
B Good

Ellender Memorial High School

📚 09 – 12 High School
👥
883 Students
👨‍🏫
18.8:1 Class Size
💰
$16,995 Per Student
C+ Average

Louis Miller Terrebonne Career and Technical HS

📚 09 – 12 High School Limited Data
💰
$16,995 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,251 Off-Campus Students
C
LaSalle Tech
159 students · 5.4 mi
C
Williams Technical College
99 students · 6.2 mi
C+
Omega Institute of Cosmetology
49 students · 6.7 mi
C
Unitech Training Academy-Houma
73 students · 8.7 mi
C
Fletcher Technical Community College
2,426 students · 13.8 mi

Investor Insight: With 1,251 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Houma, LA?

Houma, LA median home values land near $128K. That is reasonable territory for investors looking at $1,267/mo-per-month rentals.

How strong is Houma, LA for real estate investors?

Houma, LA sits at an investability rating of 3.0/5, with median home values near $128K and average rents around $1,267/mo. That combination puts it in the resilient tier for investor interest.

What is the typical vacancy rate in Houma, LA?

Vacancy risk in Houma, LA is elevated. That supports stable cash flow for typical rental holds.

Is Houma, LA suited for a house hack?

Houma, LA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $128K price point reasonable to enter.

Are tenants stable in Houma, LA?

Tenant demand in Houma, LA is solid. The local workforce $1,267/mo rents across most rental classes.

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How 70363 ranks in Houma-Thibodaux, LA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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