Real Estate Investing in Saint James, Louisiana (70086)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 70086 (Saint James, LA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.9% of homes vacant — above national norms.
- Declining values: -1.0% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint James, LA (70086)?
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Market Analysis: 70086 Saint James
Investors eyeing 70086 need to respect the fundamentals at play. Home values of $153K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 70086 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
On balance, 70086 offers a low basis, the region around Saint James has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 70086 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Saint James's stable or hybrid ZIPs before stepping into 70086. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Saint James:
Market Trends
Home Value History (with trend line)
📊 How Does 70086 Compare?
| Metric | 70086 | Saint James | New Orleans-Metairie, LA | Louisiana |
|---|---|---|---|---|
| Home Value | $152,831 | $152,831 | N/A | $207,909 |
| 5-Year CAGR | N/A | N/A | N/A | 0.7% |
| Avg Rent | $792 | $792 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 70086 (Saint James, LA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $152,831 |
| Monthly Rent | $792 |
| Price-to-Rent | 16.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 3.0% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | -2.3% ▼ |
| 5-Year CAGR | -1.0% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 70086
Population: 1,516
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 878 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What type of investing works in Saint James, LA?
Investors usually favor careful cash-flow rentals with hands-on management in Saint James, LA. With home values at $153K and rents near $792/mo, other strategies can work but produce steady rather than outsized returns.
Does a duplex house hack pencil in Saint James, LA?
The a challenging house-hack environment in Saint James, LA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Is LA a landlord-friendly state?
Landlord-friendliness in Saint James, LA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How strong is Saint James, LA for real estate investors?
Saint James, LA scores 3.0/5 for investability. Home values sit at $153K and rents near $792/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How qualified is the tenant pool in Saint James, LA?
Expect a solid tenant pool in Saint James, LA. The rental market absorbs $792/mo rents without meaningful friction.
You know 70086 now. You don’t know where it ranks.
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How 70086 ranks in New Orleans-Metairie, LA
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