Real Estate Investing in Unadilla, Nebraska (68454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Otoe County • Population: 641 • Data updated: September 2026

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Should you buy in 68454 (Unadilla, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Unadilla, NE (68454)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $283,959
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $79,597
% Renters 19.3%

Market Analysis: 68454 Unadilla

The 68454 ZIP in Unadilla, NE is a local-operator market. Outside capital chasing a $284K entry has to pair deep knowledge with the discount.

The 68454 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 68454 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 68454 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 68454 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Unadilla:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 68454

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
2BR
+9.2% 5yr CAGR
Best Overall Value
2BR
$96,415/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $192,830 $1,210 4.5% +9.2% $96,415
3BR $331,120 $1,620 3.5% +8.7% $110,373

Market Trends

Home Value History (with trend line)

$299K$257K$215K$173K$130K$88KApr 2009Dec 2017Jul 2026

📊 How Does 68454 Compare?

Metric 68454 Unadilla Nebraska
Home Value $283,959 $283,959 $269,423
5-Year CAGR 7.6% 7.6% 6.7%
Avg Rent $1,089 $1,089 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 68454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68454 (Unadilla, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+7.6%
Strong

📊 Market Snapshot

Home Value $283,959
Monthly Rent $1,089
Price-to-Rent 21.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68454

Population: 641

💰 Median Household Income
$79,597
This area
$79,597
State
$70,851
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-5.2%
USA
3.7%
🎓 College Educated
24.9%
This area
24.9%
State
15.7%
USA
33.7%
👤 Median Age
41.0 years
This area
41.0 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Other/Mixed 3.7%
Hispanic/Latino 3.1%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
1.4%
This area
1.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much rent can I charge in Unadilla, NE?

Unadilla, NE rentals go for roughly $1,089/mo a month. That puts gross yield in solid territory relative to $284K acquisition costs.

How much should I expect to pay for a home in Unadilla, NE?

Typical homes in Unadilla, NE go for around $284K. The 5-year CAGR of 0.0% even-keeled price movement.

Do landlords face vacancy issues in Unadilla, NE?

Rental vacancy in Unadilla, NE is elevated. Investors should budget normal turnover but not chronic empty units.

What investment strategy works best in Unadilla, NE?

Most investors in Unadilla, NE run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How does Unadilla, NE stack up for property investment?

Unadilla, NE posts an investability rating of 3.0/5, with median home values near $284K and average rents around $1,089/mo. That combination puts it in the significant tier for investor interest.

You know 68454 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68454 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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