Real Estate Investing in Kinmundy, Illinois (62854)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 62854 (Kinmundy, IL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kinmundy, IL (62854)?
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Market Analysis: 62854 Kinmundy
Put differently, ZIP 62854 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $148K median. It rewards specialists, not generalists.
The investment case in 62854 is substantial only for operators who understand what they are buying. A $148K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader IL picture, 62854 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Stepping back, 1,561 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 62854 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Kinmundy:
Market Trends
Home Value History (with trend line)
📊 How Does 62854 Compare?
| Metric | 62854 | Kinmundy | Illinois |
|---|---|---|---|
| Home Value | $147,713 | $147,713 | $279,761 |
| 5-Year CAGR | 3.1% | 3.1% | 6.6% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 4.4% | 4.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 62854 (Kinmundy, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $147,713 |
| Monthly Rent | $828 |
| Price-to-Rent | 14.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.7% |
| Cap Rate | 4.4% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +11.2% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 62854
Population: 1,561
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 62854
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Kinmundy, IL a smart market for rental property?
The 3.0/5 investability rating in Kinmundy, IL reflects its $148K prices and $828/mo rents. Investors generally consider it a solid option within IL.
Are rents high in Kinmundy, IL?
Kinmundy, IL rentals go for roughly $828/mo a month. That puts gross yield in solid territory relative to $148K acquisition costs.
What type of investing works in Kinmundy, IL?
Investors usually favor careful cash-flow rentals with hands-on management in Kinmundy, IL. With home values at $148K and rents near $828/mo, other strategies can work but produce predictable rather than outsized returns.
Does Kinmundy, IL favor landlords or tenants?
Kinmundy, IL operates under IL law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
What is the average home sale price in Kinmundy, IL?
Expect median prices around $148K in Kinmundy, IL. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
You know 62854 now. You don’t know where it ranks.
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