Real Estate Investing in Lawrenceville, Illinois (62439)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lawrence • Population: 7,097 • Data updated: September 2026

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Should you buy in 62439 (Lawrenceville, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lawrenceville, IL (62439)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $105,508
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $53,766
% Renters 30.2%

Market Analysis: 62439 Lawrenceville

ZIP 62439 in Lawrenceville, IL carries a sturdy set of headwinds. Home values near $106K and rents of $855/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $106K asset, 62439 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 62439's metrics run below Lawrence's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 62439 includes headwinds that any investor should price in. Income distribution skews lower than Lawrenceville averages, and tenant stability requires active management.

Distressed ZIPs reward experience. durable returns are possible in 62439, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lawrenceville:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 62439

Which property type performs best in this market?

Best for Cash Flow
2BR
9.8% cap rate
Best for Appreciation
3BR
+8.2% 5yr CAGR
Best Overall Value
2BR
$34,978/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $69,955 $950 9.8% $34,978
3BR $125,853 $1,140 6.5% +8.2% $41,951

Market Trends

Home Value History (with trend line)

$111K$102K$93K$84K$75K$66KFeb 2018May 2022Jul 2026

📊 How Does 62439 Compare?

Metric 62439 Lawrenceville Illinois
Home Value $105,508 $105,508 $279,761
5-Year CAGR 4.7% 4.7% 6.6%
Avg Rent $855 $855 -
Cap Rate 6.3% 6.3% -
💡 Why Invest in 62439? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62439 (Lawrenceville, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.3%
Good
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $105,508
Monthly Rent $855
Price-to-Rent 10.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.7%
Cap Rate 6.3%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.3%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 62439

Population: 7,097

💰 Median Household Income
$53,766
This area
$53,766
State
$75,721
USA
$74,580
🏠 Renter Occupied
30.2%
This area
30.2%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-3.3%
USA
3.7%
🎓 College Educated
17.5%
This area
17.5%
State
16.4%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
16.3%
This area
16.3%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 90.4%
Other/Mixed 5.7%
Black/African American 3.1%
Asian 0.8%
Hispanic/Latino 0.4%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 62439

A Avg School Grade
3 Schools
11.4:1 Avg Class Size
$14,783 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Lawrenceville High School

📚 09 – 12 High School
👥
290 Students
👨‍🏫
9.8:1 Class Size
💰
$14,783 Per Student
A Very Good

Parkview Jr High School

📚 06 – 08 Middle
👥
225 Students
👨‍🏫
11.7:1 Class Size
💰
$14,783 Per Student
A Very Good

Parkside Elementary School

📚 Pre-K – 05 Elementary
👥
525 Students
👨‍🏫
12.7:1 Class Size
💰
$14,783 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 3,429 Off-Campus Students
D
Vincennes Beauty College
34 students · 7.3 mi
C+
Vincennes University
18,438 students · 7.4 mi

Investor Insight: With 3,429 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Lawrenceville, IL stack up for property investment?

Lawrenceville, IL rates 3.0/5 for investability. With median values at $106K and rents near $855/mo, the market offers reasonable fundamentals for rental investors.

How much rent can I charge in Lawrenceville, IL?

The typical rental in Lawrenceville, IL commands about $855/mo monthly. That rent profile reliable cash flow against the $106K purchase basis.

What is the typical home price in Lawrenceville, IL?

Lawrenceville, IL median home values land near $106K. That is reasonable territory for investors looking at $855/mo-per-month rentals.

What is it like being a landlord in Lawrenceville, IL?

Lawrenceville, IL operates under IL law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

Is Lawrenceville, IL better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy Lawrenceville, IL best. The market produces reliable results for that approach at the $106K price point.

You know 62439 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 62439 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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