Real Estate Investing in Jerseyville, Illinois (62052)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jersey • Population: 12,483 • Data updated: September 2026

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Should you buy in 62052 (Jerseyville, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jerseyville, IL (62052)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $181,138
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $72,273
% Renters 24.8%

Market Analysis: 62052 Jerseyville

The 62052 ZIP covers a section of Jerseyville that demands careful diligence. Prices near $181K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 62052 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 62052 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 62052 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 62052 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jerseyville:

B+ Great
Buy Confidence Score: 81/100
Affordability
25/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+11.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
🏠

Property Strategy for 62052

Which property type performs best in this market?

Best for Cash Flow
2BR
6.3% cap rate
Best for Appreciation
2BR
+8.3% 5yr CAGR
Best Overall Value
2BR
$56,155/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $112,310 $990 6.3% +8.3% $56,155
3BR $176,330 $1,270 5.2% +7.7% $58,777
4BR $246,838 $1,480 4.3% +7.3% $61,710

Market Trends

Home Value History (with trend line)

$188K$169K$149K$130K$110K$91KJan 2012May 2019Jul 2026

📊 How Does 62052 Compare?

Metric 62052 Jerseyville Illinois
Home Value $181,138 $181,138 $279,761
5-Year CAGR 5.5% 5.5% 6.6%
Avg Rent $891 $891 -
Cap Rate 3.8% 3.8% -
💡 Why Invest in 62052? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62052 (Jerseyville, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $181,138
Monthly Rent $891
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +11.1% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 62052

Population: 12,483

💰 Median Household Income
$72,273
This area
$72,273
State
$75,721
USA
$74,580
🏠 Renter Occupied
24.8%
This area
24.8%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-3.3%
USA
3.7%
🎓 College Educated
23.4%
This area
23.4%
State
16.4%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 96.9%
Other/Mixed 2.3%
Hispanic/Latino 1.0%
Asian 0.5%
Black/African American 0.2%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 62052

B Avg School Grade
6 Schools
17.5:1 Avg Class Size
$15,997 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Jersey Community Middle School

📚 05 – 07 School
👥
490 Students
👨‍🏫
17.0:1 Class Size
💰
$15,997 Per Student
B+ Above Average

Jerseyville West Elem School

📚 Pre-K – 01 Elementary
👥
370 Students
👨‍🏫
16.6:1 Class Size
💰
$15,997 Per Student
B+ Above Average

Jersey Comm High School

📚 08 – 12 High School
👥
986 Students
👨‍🏫
17.9:1 Class Size
💰
$15,997 Per Student
B Good

Jerseyville East Elem School

📚 02 – 04 Elementary
👥
392 Students
👨‍🏫
18.5:1 Class Size
💰
$15,997 Per Student
C Below Average

Jersey Comm Alt Program JCAP

📚 05 – 12 High School Limited Data
💰
$15,997 Per Student
C Below Average

Central Ill Rural Region

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 717 Off-Campus Students
C+
Principia College
338 students · 11.4 mi
C+
Lewis and Clark Community College
4,196 students · 13.0 mi
C
CALC Institute of Technology
63 students · 14.9 mi

Investor Insight: With 717 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much is rent in Jerseyville, IL?

The typical rental in Jerseyville, IL commands about $891/mo monthly. That rent profile predictable cash flow against the $181K purchase basis.

What is the typical renter like in Jerseyville, IL?

The tenant pool in Jerseyville, IL is solid, supported by local employment and population fundamentals. Rents of $891/mo are well-absorbed by the market.

Is Jerseyville in IL worth investing in?

With a 3.0/5 investability score, Jerseyville, IL ranks as a solid market for rental property investors. Median prices of $181K and rents of $891/mo drive the underlying numbers.

What type of investing works in Jerseyville, IL?

For Jerseyville, IL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What are vacancy rates like in Jerseyville, IL?

Rental vacancy in Jerseyville, IL is elevated. Investors should budget normal turnover but not chronic empty units.

You know 62052 now. You don’t know where it ranks.

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