Real Estate Investing in Lyndon, Illinois (61261)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61261 (Lyndon, IL)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.3% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lyndon, IL (61261)?
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Market Analysis: 61261 Lyndon
ZIP 61261 inside Whiteside County looks affordable on the surface — median value of $124K — but the discount exists for reasons that a careful buyer should understand before committing.
In practical terms, the numbers look inviting — $124K purchase price, 0.0% nominal cap — the work to hit that pro forma in 61261 is substantial and deserves full respect.
In the broader IL picture, 61261 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 61261 includes headwinds that any investor should price in. Income distribution skews lower than Lyndon averages, and tenant stability requires active management.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lyndon:
Market Trends
Home Value History (with trend line)
📊 How Does 61261 Compare?
| Metric | 61261 | Lyndon | Sterling, IL | Illinois |
|---|---|---|---|---|
| Home Value | $124,360 | $124,360 | N/A | $279,761 |
| 5-Year CAGR | N/A | N/A | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 7.3% | 7.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61261 (Lyndon, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $124,360 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 8.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.2% |
| Cap Rate | 7.3% |
| 5-Year IRR | 29.3% |
📈 Home Appreciation
| 1-Year | +22.0% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61261
Population: 691
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of vacancy should I budget for in Lyndon, IL?
Lyndon, IL carries elevated vacancy risk. Expect stable absorption at market rents of $1,161/mo.
Is house hacking profitable in Lyndon, IL?
The house hack math a challenging in Lyndon, IL. Owner-occupant buyers benefit from the $1,161/mo rents and $124K home values.
What is the average monthly rent in Lyndon, IL?
Average rent in Lyndon, IL is approximately $1,161/mo per month. Against $124K home values that yields a reasonable rent-to-price ratio.
How much should I expect to pay for a home in Lyndon, IL?
The median home value in Lyndon, IL is roughly $124K. That puts it reasonable relative to the IL statewide average.
Is Lyndon, IL a good place for real estate investing?
Lyndon, IL rates 3.0/5 for investability. With median values at $124K and rents near $1,161/mo, the market offers reasonable fundamentals for rental investors.
You know 61261 now. You don’t know where it ranks.
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How 61261 ranks in Sterling, IL
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