Real Estate Investing in Clifton, Illinois (60927)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Iroquois County • Population: 2,239 • Data updated: September 2026

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Should you buy in 60927 (Clifton, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clifton, IL (60927)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $224,849
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $91,167
% Renters 19.6%

Market Analysis: 60927 Clifton

The 60927 ZIP in Clifton, IL is a local-operator market. Outside capital chasing a $225K entry has to pair deep knowledge with the discount.

Rent of $918/mo on a $225K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 60927 sits below the stated 0.0% once reality is priced in.

In the broader IL picture, 60927 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A significant renter share of 20% in 60927 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 60927 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clifton:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+7.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$235K$208K$181K$153K$126K$99KJan 2012May 2019Jul 2026

📊 How Does 60927 Compare?

Metric 60927 Clifton Illinois
Home Value $224,849 $224,849 $279,761
5-Year CAGR 6.1% 6.1% 6.6%
Avg Rent $918 $918 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 60927? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60927 (Clifton, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $224,849
Monthly Rent $918
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +7.9% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60927

Population: 2,239

💰 Median Household Income
$91,167
This area
$91,167
State
$75,721
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-3.3%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
16.4%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.5%
This area
7.5%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 97.8%
Other/Mixed 2.2%
Hispanic/Latino 1.8%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
19.9%
This area
19.9%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60927

A Avg School Grade
2 Schools
11.5:1 Avg Class Size
$16,475 Avg Per Pupil

Schools in This ZIP Code

A Very Good

John L Nash Middle School

📚 05 – 08 School
👥
276 Students
👨‍🏫
10.4:1 Class Size
💰
$16,475 Per Student
A Very Good

Central High School

📚 09 – 12 High School
👥
305 Students
👨‍🏫
12.6:1 Class Size
💰
$16,475 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 605 Off-Campus Students
C
Kankakee Community College
2,404 students · 12.5 mi

Investor Insight: With 605 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How expensive is real estate in Clifton, IL?

The median home value in Clifton, IL is roughly $225K. That puts it reasonable relative to the IL statewide average.

Is Clifton, IL landlord-friendly?

IL ranks as a landlord-friendly state for landlord-tenant law. Clifton generally follows the statewide framework, so landlords face reasonable operating rules.

Are tenants stable in Clifton, IL?

Working renters make up the core of the Clifton, IL tenant base. The pool is reasonable for investors targeting long-term holds.

Is Clifton, IL better for rentals, flips, or BRRRR?

For Clifton, IL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Should investors consider Clifton, IL?

The 3.0/5 investability rating in Clifton, IL reflects its $225K prices and $918/mo rents. Investors generally consider it a solid option within IL.

You know 60927 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 60927 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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