Real Estate Investing in McAllister, Montana (59740)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59740 (McAllister, MT)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 38.8% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 55.7 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McAllister, MT (59740)?
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Market Analysis: 59740 McAllister
Investors eyeing 59740 need to respect the fundamentals at play. Home values of $812K come alongside slower price movement and elevated management overhead.
For an experienced owner, 59740 can be a a viable market for hunting ground — but the discount at $812K reflects genuine risk that outside investors often underestimate.
In practical terms, 59740 offers a low basis, the region around McAllister has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 59740 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at McAllister's stable or hybrid ZIPs before stepping into 59740. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in McAllister:
Market Trends
Home Value History (with trend line)
📊 How Does 59740 Compare?
| Metric | 59740 | McAllister | Montana |
|---|---|---|---|
| Home Value | $812,445 | $812,445 | $457,278 |
| 5-Year CAGR | 4.1% | 4.1% | 9.2% |
| Avg Rent | $1,215 | $1,215 | - |
| Cap Rate | 1.2% | 1.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59740 (McAllister, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $812,445 |
| Monthly Rent | $1,215 |
| Price-to-Rent | 55.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.8% |
| Cap Rate | 1.2% |
| 5-Year IRR | 5.2% |
📈 Home Appreciation
| 1-Year | +0.5% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59740
Population: 467
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Do landlords face vacancy issues in McAllister, MT?
Rental vacancy in McAllister, MT is elevated. Investors should budget normal turnover but not chronic empty units.
Is housing expensive in McAllister, MT?
McAllister, MT median home values land near $812K. That is reasonable territory for investors looking at $1,215/mo-per-month rentals.
How strong are rents in McAllister, MT?
The typical rental in McAllister, MT commands about $1,215/mo monthly. That rent profile reliable cash flow against the $812K purchase basis.
Is the tenant base reliable in McAllister, MT?
Tenant demand in McAllister, MT is solid. The local workforce $1,215/mo rents across most rental classes.
Is McAllister, MT a good market for buy-and-hold investors?
Our data puts McAllister, MT at 3.0/5 for investability. Home prices of $812K and rents around $1,215/mo create a solid backdrop for investor activity.
You know 59740 now. You don’t know where it ranks.
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