Real Estate Investing in Dillon, Montana (59725)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59725 (Dillon, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.2% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 27.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Dillon, MT (59725)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 59725 Dillon
Investors eyeing 59725 need to respect the fundamentals at play. Home values of $401K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 59725 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Turning to rents, 59725 offers a low basis, the region around Dillon has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 59725 includes headwinds that any investor should price in. Income distribution skews lower than Dillon averages, and tenant stability requires active management.
Strategy in 59725 is an operator game, not a passive one. Stepping back, entry prices of $401K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Dillon:
Property Strategy for 59725
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $232,309 | $1,040 | 3.2% | +10.1% | $232,309 |
| 2BR | $284,282 | $1,350 | 3.4% | +9.4% | $142,141 |
| 3BR | $388,224 | $1,620 | 3.0% | +8.6% | $129,408 |
| 4BR | $465,818 | $2,260 | 3.5% | +8.4% | $116,454 |
| 5BR | $533,371 | — | — | +8.0% | $106,674 |
Market Trends
Home Value History (with trend line)
📊 How Does 59725 Compare?
| Metric | 59725 | Dillon | Montana |
|---|---|---|---|
| Home Value | $401,017 | $401,017 | $457,278 |
| 5-Year CAGR | 6.1% | 6.1% | 9.2% |
| Avg Rent | $1,215 | $1,215 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59725 (Dillon, MT). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 59725 (Dillon, MT)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $401,017 |
| Monthly Rent | $1,215 |
| Price-to-Rent | 27.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.4% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59725
Population: 8,223
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59725
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do rentals go for in Dillon, MT?
Dillon, MT rentals go for roughly $1,215/mo a month. That puts gross yield in solid territory relative to $401K acquisition costs.
How deep is the rental pool in Dillon, MT?
Working renters make up the core of the Dillon, MT tenant base. The pool is reasonable for investors targeting long-term holds.
How much does a house cost in Dillon, MT?
Median home price in Dillon, MT is near $401K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Is Dillon, MT good for landlords?
Dillon, MT operates under MT law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
What strategy should investors use in Dillon, MT?
Most investors in Dillon, MT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 59725 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 59725 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 59725 (Dillon)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 59725 (Dillon, MT).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.