Real Estate Investing in Cameron, Montana (59720)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 315 • Data updated: September 2026

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Should you buy in 59720 (Cameron, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 59.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 52.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cameron, MT (59720)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $818,650
Avg Monthly Rent $1,296
1% Rule ✗ Does Not Meet
Median Income $45,714
% Renters 13.4%

Market Analysis: 59720 Cameron

ZIP 59720 in Cameron, MT carries a durable set of headwinds. Home values near $819K and rents of $1,296/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 59720 can be a a credible choice for hunting ground — but the discount at $819K reflects genuine risk that outside investors often underestimate.

In the broader MT picture, 59720 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 59720 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. notable returns are possible in 59720, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cameron:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
0/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 17.9× the median income
Value Trend
Stable (+2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,296/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 59720

Which property type performs best in this market?

Best for Cash Flow
2BR
1.7% cap rate
Best for Appreciation
3BR
+10.2% 5yr CAGR
Best Overall Value
3BR
$295,634/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $594,203 $1,440 1.7% +7.6% $297,102
3BR $886,901 $1,970 1.6% +10.2% $295,634

Market Trends

Home Value History (with trend line)

$856K$749K$642K$535K$428K$321KFeb 2016May 2021Jul 2026

📊 How Does 59720 Compare?

Metric 59720 Cameron Montana
Home Value $818,650 $818,650 $457,278
5-Year CAGR 4.8% 4.8% 9.2%
Avg Rent $1,296 $1,296 -
Cap Rate 1.2% 1.2% -
💡 Why Invest in 59720? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59720 (Cameron, MT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.2%
Low
5yr Growth
+4.8%
Moderate

📊 Market Snapshot

Home Value $818,650
Monthly Rent $1,296
Price-to-Rent 52.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.9%
Cap Rate 1.2%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +2.0% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +8.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
59.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 59720

Population: 315

💰 Median Household Income
$45,714
This area
$45,714
State
$64,023
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
24.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-0.5%
USA
3.7%
🎓 College Educated
49.3%
This area
49.3%
State
20.1%
USA
33.7%
👤 Median Age
67.6 years
This area
67.6 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
59.5%
This area
59.5%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 83.7%
Other/Mixed 15.3%
Hispanic/Latino 15.2%
Asian 1.1%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
60.1%
This area
60.1%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Cameron, MT a good market for buy-and-hold investors?

Investors tracking Cameron, MT will find a 3.0/5 rating supported by $819K median home values and $1,296/mo rents. That profile suits long-term holders targeting consistent returns.

What is the typical home price in Cameron, MT?

Homes in Cameron, MT typically sell near $819K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

How strong are rents in Cameron, MT?

The typical rental in Cameron, MT commands about $1,296/mo monthly. That rent profile consistent cash flow against the $819K purchase basis.

How deep is the rental pool in Cameron, MT?

Expect a solid tenant pool in Cameron, MT. The rental market absorbs $1,296/mo rents without meaningful friction.

How quickly do rentals get leased in Cameron, MT?

Vacancy risk in Cameron, MT is elevated. That supports steady cash flow for typical rental holds.

You know 59720 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59720 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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