Real Estate Investing in Moccasin, Montana (59462)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59462 (Moccasin, MT)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 28.9% of homes vacant — above national norms.
- Elevated poverty: 27.3% poverty rate — can affect rent collection.
- High price-to-rent: Price-to-rent ratio 26.0 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moccasin, MT (59462)?
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Market Analysis: 59462 Moccasin
ZIP 59462 inside Judith Basin County looks affordable on the surface — median value of $376K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $376K asset, 59462 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within MT, ZIP 59462 trails on several market indicators that neighboring Judith Basin County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Employment concentration in 59462 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Moccasin's stable or hybrid ZIPs before stepping into 59462. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Moccasin:
Market Trends
Home Value History (with trend line)
📊 How Does 59462 Compare?
| Metric | 59462 | Moccasin | Montana |
|---|---|---|---|
| Home Value | $375,677 | $375,677 | $457,278 |
| 5-Year CAGR | N/A | N/A | 9.2% |
| Avg Rent | $1,206 | $1,206 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59462 (Moccasin, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $375,677 |
| Monthly Rent | $1,206 |
| Price-to-Rent | 26.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 13.4% |
📈 Home Appreciation
| 1-Year | +9.7% ▲ |
| 3-Year CAGR | +10.9% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59462
Population: 112
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What investment strategy works best in Moccasin, MT?
For Moccasin, MT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How quickly do rentals get leased in Moccasin, MT?
Expect elevated vacancy in Moccasin, MT. Rents at $1,206/mo are absorbed by the tenant base without meaningful lag.
Is Moccasin, MT good for landlords?
MT law landlord-friendly for landlords, and Moccasin inherits those rules. Investors should still review local ordinances for rental licensing.
Can I house hack in Moccasin, MT?
House hacking in Moccasin, MT is reasonable to execute. Prices around $376K and rents of $1,206/mo solid owner-occupant economics.
How strong are rents in Moccasin, MT?
Rental rates in Moccasin, MT average $1,206/mo. Tenant demand and $376K home values make the yield look reasonable by investor standards.
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