Real Estate Investing in Sidney, Montana (59270)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Richland County • Population: 8,844 • Data updated: September 2026

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Should you buy in 59270 (Sidney, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.6% of homes vacant — above national norms.
  • Declining values: -1.3% 5-year CAGR — values have moved lower.

What’s happening in Sidney, MT (59270)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $278,922
Avg Monthly Rent $1,205
1% Rule ✗ Does Not Meet
Median Income $62,500
% Renters 31.7%

Market Analysis: 59270 Sidney

ZIP 59270 inside Richland County looks affordable on the surface — median value of $279K — but the discount exists for reasons that a careful buyer should understand before committing.

The 59270 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Turning to rents, 59270 offers a low basis, the region around Sidney has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 59270 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 59270 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sidney:

C Below Average
Buy Confidence Score: 52/100
Affordability
15/25
Appreciation
5/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,205/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 59270

Which property type performs best in this market?

Best for Cash Flow
1BR
6.3% cap rate
Best for Appreciation
5BR
+2.1% 5yr CAGR
Best Overall Value
5BR
$70,811/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $136,407 $1,190 6.3% -1.3% $136,407
2BR $196,126 $1,310 4.8% +0.7% $98,063
3BR $287,465 $1,570 3.9% +1.7% $95,822
4BR $318,363 $2,200 5.0% +1.5% $79,591
5BR $354,057 +2.1% $70,811

Market Trends

Home Value History (with trend line)

$339K$316K$292K$268K$245K$221KFeb 2016May 2021Jul 2026

Rent History (with trend line)

$1,216$1,185$1,154$1,124$1,093$1,062Mar 2026May 2026Jun 2026

📊 How Does 59270 Compare?

Metric 59270 Sidney Montana
Home Value $278,922 $278,922 $457,278
5-Year CAGR N/A N/A 9.2%
Avg Rent $1,205 $1,205 -
Cap Rate 3.4% 3.4% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59270 (Sidney, MT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.4%
Low
5yr Growth
-1.3%
Declining

📊 Market Snapshot

Home Value $278,922
Monthly Rent $1,205
Price-to-Rent 19.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 2.1%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR 0.0% ▼
5-Year CAGR -1.3% ▼
10-Year CAGR +1.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 59270

Population: 8,844

💰 Median Household Income
$62,500
This area
$62,500
State
$64,023
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
24.3%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-0.5%
USA
3.7%
🎓 College Educated
12.2%
This area
12.2%
State
20.1%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
17.6%
This area
17.6%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 88.7%
Other/Mixed 11.3%
Hispanic/Latino 4.6%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59270

B+ Avg School Grade
7 Schools
11.8:1 Avg Class Size
$20,299 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Brorson School

📚 Pre-K – 06 School
👥
5 Students
👨‍🏫
4.2:1 Class Size
💰
$56,167 Per Student
A Very Good

Sidney High School

📚 09 – 12 High School
👥
378 Students
👨‍🏫
13.5:1 Class Size
💰
$16,168 Per Student
B+ Above Average

Rau School

📚 Pre-K – 06 School
👥
72 Students
👨‍🏫
10.3:1 Class Size
💰
$14,115 Per Student
B+ Above Average

West Side Elementary

📚 Pre-K – 02 Elementary
👥
311 Students
👨‍🏫
14.3:1 Class Size
💰
$11,781 Per Student
B+ Above Average

Central Elementary

📚 03 – 05 Elementary
👥
256 Students
👨‍🏫
14.9:1 Class Size
💰
$11,781 Per Student
B+ Above Average

Sidney Middle School

📚 06 – 08 Middle
👥
285 Students
👨‍🏫
13.6:1 Class Size
💰
$11,781 Per Student
C Below Average

SQUAW GAP SCHOOL

📚 K – 08 School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Sidney, MT stack up for property investment?

Yes - Sidney, MT a 2.0/5 investability score. With $279K home prices against $1,205/mo monthly rent, the market delivers a reasonable entry point for new investors.

How high is vacancy risk in Sidney, MT?

Vacancy risk in Sidney, MT is elevated. That supports predictable cash flow for typical rental holds.

Are rents high in Sidney, MT?

Rents in Sidney, MT run near $1,205/mo. Compared with median home prices of $279K that produces solid gross yields for typical rentals.

What real estate strategy is ideal for Sidney, MT?

Sidney, MT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($279K prices, $1,205/mo rents) make it a reasonable choice.

How much should I expect to pay for a home in Sidney, MT?

Expect median prices around $279K in Sidney, MT. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

You know 59270 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59270 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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