Real Estate Investing in Stanley, North Dakota (58784)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mountrail County • Population: 2,728 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 58784 (Stanley, ND)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 20.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
  • 1-year downturn: Values declined 7.6% in the last year.

What’s happening in Stanley, ND (58784)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $221,503
Avg Monthly Rent $1,105
1% Rule ✗ Does Not Meet
Median Income $108,000
% Renters 35.5%

Market Analysis: 58784 Stanley

This part of Mountrail County is not an easy win. The 58784 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 58784 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Stanley have seen price recovery that 58784 has not matched. Mountrail County data supports the view that the spread is structural rather than temporary.

Demographically, 58784 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 58784 is an operator game, not a passive one. Turning to rents, entry prices of $222K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stanley:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Declining (-7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,105/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$248K$235K$222K$210K$197K$184KDec 2018Oct 2022Jul 2026

Rent History (with trend line)

$1,140$1,133$1,125$1,117$1,110$1,102Oct 2025Mar 2026Jul 2026

📊 How Does 58784 Compare?

Metric 58784 Stanley North Dakota
Home Value $221,503 $221,503 $278,677
5-Year CAGR 1.2% 1.2% 3.7%
Avg Rent $1,105 $1,105 -
Cap Rate 3.9% 3.9% -
💡 Why Invest in 58784? Click to expand

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 58784 (Stanley, ND). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 58784 (Stanley, ND)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
3.9%
Low
5yr Growth
+1.2%
Slow

📊 Market Snapshot

Home Value $221,503
Monthly Rent $1,105
Price-to-Rent 16.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year -7.6% ▼
3-Year CAGR -2.3% ▼
5-Year CAGR +1.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 58784

Population: 2,728

💰 Median Household Income
$108,000
This area
$108,000
State
$79,504
USA
$74,580
🏠 Renter Occupied
35.5%
This area
35.5%
State
19.2%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-6.2%
USA
3.7%
🎓 College Educated
23.8%
This area
23.8%
State
16.2%
USA
33.7%
👤 Median Age
34.7 years
This area
34.7 years
State
28.3 years
USA
38.9 years
🏚️ Vacancy Rate
20.4%
This area
20.4%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 87.0%
Other/Mixed 11.5%
Hispanic/Latino 9.1%
Black/African American 0.9%
Asian 0.5%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
14.0%
This area
14.0%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 58784

B+ Avg School Grade
2 Schools
15.5:1 Avg Class Size
$16,377 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

STANLEY ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
447 Students
👨‍🏫
15.6:1 Class Size
💰
$16,377 Per Student
B+ Above Average

STANLEY HIGH SCHOOL

📚 07 – 12 High School
👥
332 Students
👨‍🏫
15.4:1 Class Size
💰
$16,377 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Stanley, ND?

Expect median prices around $222K in Stanley, ND. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

What is the smart move for investors in Stanley, ND?

Most investors in Stanley, ND run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Is Stanley, ND good for landlords?

For rental operators, Stanley, ND rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How does Stanley, ND stack up for property investment?

Yes - Stanley, ND a 2.0/5 investability score. With $222K home prices against $1,105/mo monthly rent, the market delivers a reasonable entry point for new investors.

How strong is tenant demand in Stanley, ND?

Stanley, ND draws a consistent base of working renters. Demand at the $1,105/mo rent level is reasonable for standard single-family and small multi rentals.

You know 58784 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 58784 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 58784 (Stanley)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 58784 (Stanley, ND).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.