Real Estate Investing in Valley City, North Dakota (58072)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Barnes County • Population: 8,061 • Data updated: September 2026

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Should you buy in 58072 (Valley City, ND)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.

What’s happening in Valley City, ND (58072)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $203,192
Avg Monthly Rent $869
1% Rule ✗ Does Not Meet
Median Income $58,803
% Renters 30.8%

Market Analysis: 58072 Valley City

The 58072 ZIP in Valley City, ND is a local-operator market. Outside capital chasing a $203K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 58072 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 58072 among ND's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 58072 includes headwinds that any investor should price in. Income distribution skews lower than Valley City averages, and tenant stability requires active management.

The 58072 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Valley City:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $869/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 58072

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
3BR
+5.1% 5yr CAGR
Best Overall Value
3BR
$83,884/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $173,475 $950 3.9% +5.0% $86,738
3BR $251,652 $1,140 3.3% +5.1% $83,884

Market Trends

Home Value History (with trend line)

$210K$197K$185K$173K$161K$148KFeb 2016May 2021Jul 2026

Rent History (with trend line)

$876$858$840$823$805$787Oct 2025Feb 2026May 2026

📊 How Does 58072 Compare?

Metric 58072 Valley City North Dakota
Home Value $203,192 $203,192 $278,677
5-Year CAGR 3.7% 3.7% 3.7%
Avg Rent $869 $869 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 58072? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 58072 (Valley City, ND). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $203,192
Monthly Rent $869
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +2.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 58072

Population: 8,061

💰 Median Household Income
$58,803
This area
$58,803
State
$79,504
USA
$74,580
🏠 Renter Occupied
30.8%
This area
30.8%
State
19.2%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-6.2%
USA
3.7%
🎓 College Educated
30.7%
This area
30.7%
State
16.2%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
28.3 years
USA
38.9 years
🏚️ Vacancy Rate
8.9%
This area
8.9%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 90.7%
Other/Mixed 5.1%
Hispanic/Latino 2.7%
Black/African American 2.5%
Asian 1.7%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
9.0%
This area
9.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 58072

B+ Avg School Grade
4 Schools
13.9:1 Avg Class Size
$14,990 Avg Per Pupil

Schools in This ZIP Code

A Very Good

VALLEY CITY HIGH SCHOOL

📚 09 – 12 High School
👥
318 Students
👨‍🏫
14.0:1 Class Size
💰
$14,990 Per Student
B+ Above Average

JEFFERSON ELEMENTARY SCHOOL

📚 Pre-K – 03 Elementary
👥
285 Students
👨‍🏫
13.8:1 Class Size
💰
$14,990 Per Student
B+ Above Average

WASHINGTON ELEMENTARY SCHOOL

📚 04 – 06 School
👥
213 Students
👨‍🏫
13.8:1 Class Size
💰
$14,990 Per Student
B+ Above Average

VALLEY CITY JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
159 Students
👨‍🏫
14.0:1 Class Size
💰
$14,990 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 94 Off-Campus Students
C+
Valley City State University
1,754 students · 0.6 mi

Frequently Asked Questions

How do experienced investors play Valley City, ND?

The best-fit strategy in Valley City, ND is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is the tenant base reliable in Valley City, ND?

Tenant demand in Valley City, ND is solid. The local workforce $869/mo rents across most rental classes.

Where do home prices stand in Valley City, ND?

Valley City, ND median home values land near $203K. That is reasonable territory for investors looking at $869/mo-per-month rentals.

How landlord-friendly is Valley City, ND?

The landlord environment in Valley City, ND is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Valley City, ND a good market for buy-and-hold investors?

Investors tracking Valley City, ND will find a 3.0/5 rating supported by $203K median home values and $869/mo rents. That profile suits long-term holders targeting reliable returns.

You know 58072 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 58072 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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