Real Estate Investing in McIntosh, Minnesota (56556)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 56556 (McIntosh, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.7% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McIntosh, MN (56556)?
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Market Analysis: 56556 McIntosh
Turning to rents, ZIP 56556 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $217K median. It rewards specialists, not generalists.
Distressed markets are won on execution, not on spreadsheets. ZIP 56556 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in McIntosh have seen price recovery that 56556 has not matched. Polk County data supports the view that the spread is structural rather than temporary.
The 56556 ZIP's population of 1,298 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Strategically, 56556 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in McIntosh:
Property Strategy for 56556
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $191,118 | $1,350 | 5.1% | +7.1% | $63,706 |
| 4BR | $236,976 | $1,640 | 5.0% | +7.5% | $59,244 |
Market Trends
Home Value History (with trend line)
📊 How Does 56556 Compare?
| Metric | 56556 | McIntosh | Grand Forks, ND-MN | Minnesota |
|---|---|---|---|---|
| Home Value | $216,782 | $216,782 | N/A | $340,597 |
| 5-Year CAGR | 7.7% | 7.7% | N/A | 4.9% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 56556 (McIntosh, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $216,782 |
| Monthly Rent | $873 |
| Price-to-Rent | 20.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +12.6% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 56556
Population: 1,298
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How do home values compare in McIntosh, MN?
The median home value in McIntosh, MN is roughly $217K. That puts it reasonable relative to the MN statewide average.
What do landlords charge for rent in McIntosh, MN?
Investors in McIntosh, MN typically see rents near $873/mo per month against $217K home values - a solid setup for rental cash flow.
How deep is the rental pool in McIntosh, MN?
McIntosh, MN draws a steady base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.
Is McIntosh, MN landlord-friendly?
The landlord environment in McIntosh, MN is balanced. Statewide rules shape most day-to-day operations for rental owners.
Is McIntosh in MN worth investing in?
McIntosh, MN rates 3.0/5 for investability. With median values at $217K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.
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How 56556 ranks in Grand Forks, ND-MN
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