Real Estate Investing in Montreal, Wisconsin (54550)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54550 (Montreal, WI)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 36.0% of homes vacant — above national norms.
- Declining values: -1.8% 5-year CAGR — values have moved lower.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Montreal, WI (54550)?
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Market Analysis: 54550 Montreal
Not every below-median market is a bargain. Montreal's 54550 ZIP posts signals that favor experienced operators who can absorb the risk $132K pricing implies.
The investment case in 54550 is impressive only for operators who understand what they are buying. A $132K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 54550's metrics run below Iron County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
In practical terms, 655 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 54550 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Montreal:
Market Trends
Home Value History (with trend line)
📊 How Does 54550 Compare?
| Metric | 54550 | Montreal | Wisconsin |
|---|---|---|---|
| Home Value | $131,743 | $138,947 | $320,446 |
| 5-Year CAGR | N/A | N/A | 7.3% |
| Avg Rent | $1,044 | $959 | - |
| Cap Rate | 6.2% | 5.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54550 (Montreal, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $131,743 |
| Monthly Rent | $1,044 |
| Price-to-Rent | 10.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.5% |
| Cap Rate | 6.2% |
| 5-Year IRR | 4.4% |
📈 Home Appreciation
| 1-Year | +2.5% ▲ |
| 3-Year CAGR | -6.1% ▼ |
| 5-Year CAGR | -1.8% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54550
Population: 655
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54550
Nearby Schools (2 more)
Schools in adjacent ZIP codes that may serve this area
Hurley High
Hurley Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Montreal, WI make sense for an investment property?
The 3.0/5 investability rating in Montreal, WI reflects its $132K prices and $1,044/mo rents. Investors generally consider it a solid option within WI.
What monthly rent should investors expect in Montreal, WI?
Rental rates in Montreal, WI average $1,044/mo. Tenant demand and $132K home values make the yield look reasonable by investor standards.
What is the smart move for investors in Montreal, WI?
Most investors in Montreal, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is the tenant base reliable in Montreal, WI?
The renter base in Montreal, WI is reasonable for the $1,044/mo price point. Screening well and pricing to market typically yields stable tenants.
What kind of vacancy should I budget for in Montreal, WI?
Occupancy in Montreal, WI runs consistent with elevated vacancy. Well-priced units at $1,044/mo lease on reasonable timelines.
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