Real Estate Investing in Soldier, Iowa (51572)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monona County • Population: 379 • Data updated: September 2026

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Should you buy in 51572 (Soldier, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Soldier, IA (51572)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $124,313
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $68,800
% Renters 19.2%

Market Analysis: 51572 Soldier

This part of Monona County is not an easy win. The 51572 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $828/mo on a $124K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 51572 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 51572 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 51572 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 51572 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Soldier:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$139K$124K$109K$93K$78K$63KFeb 2019Nov 2022Jul 2026

📊 How Does 51572 Compare?

Metric 51572 Soldier Iowa
Home Value $124,313 $124,313 $227,232
5-Year CAGR 5.2% 5.2% 6.0%
Avg Rent $828 $828 -
Cap Rate 5.2% 5.2% -
💡 Why Invest in 51572? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 51572 (Soldier, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $124,313
Monthly Rent $828
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 51572

Population: 379

💰 Median Household Income
$68,800
This area
$68,800
State
$71,886
USA
$74,580
🏠 Renter Occupied
19.2%
This area
19.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
0.0%
USA
3.7%
🎓 College Educated
13.3%
This area
13.3%
State
18.8%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.3%
Hispanic/Latino 0.2%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
12.4%
This area
12.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How strong are rents in Soldier, IA?

The typical rental in Soldier, IA commands about $828/mo monthly. That rent profile steady cash flow against the $124K purchase basis.

Are landlord laws favorable in Soldier, IA?

Soldier, IA operates under IA law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

How do experienced investors play Soldier, IA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Soldier, IA. The numbers - $124K homes against $828/mo rents - support that play.

What does house hacking look like in Soldier, IA?

The a challenging house-hack environment in Soldier, IA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is Soldier in IA worth investing in?

Our data puts Soldier, IA at 3.0/5 for investability. Home prices of $124K and rents around $828/mo create a solid backdrop for investor activity.

You know 51572 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 51572 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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