Real Estate Investing in Portsmouth, Iowa (51565)
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Should you buy in 51565 (Portsmouth, IA)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Portsmouth, IA (51565)?
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Market Analysis: 51565 Portsmouth
The 51565 ZIP covers a section of Portsmouth that demands careful diligence. Prices near $276K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $276K asset, 51565 is the wrong submarket. If the plan prices in friction, the yield can still work.
Stepping back, 51565 offers a low basis, the region around Portsmouth has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 51565 includes headwinds that any investor should price in. Income distribution skews lower than Portsmouth averages, and tenant stability requires active management.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Portsmouth:
Market Trends
Home Value History (with trend line)
📊 How Does 51565 Compare?
| Metric | 51565 | Portsmouth | Iowa |
|---|---|---|---|
| Home Value | $276,160 | $276,160 | $227,232 |
| 5-Year CAGR | 9.3% | 9.3% | 6.0% |
| Avg Rent | $864 | $864 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 51565 (Portsmouth, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $276,160 |
| Monthly Rent | $864 |
| Price-to-Rent | 26.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.4% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +11.1% ▲ |
| 3-Year CAGR | +9.0% ▲ |
| 5-Year CAGR | +9.3% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 51565
Population: 482
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What kind of market is Portsmouth, IA for investors?
Investors tracking Portsmouth, IA will find a 3.0/5 rating supported by $276K median home values and $864/mo rents. That profile suits long-term holders targeting stable returns.
What do rentals go for in Portsmouth, IA?
Rental rates in Portsmouth, IA average $864/mo. Tenant demand and $276K home values make the yield look reasonable by investor standards.
How quickly do rentals get leased in Portsmouth, IA?
Portsmouth, IA carries elevated vacancy risk. Expect consistent absorption at market rents of $864/mo.
What is the median home value in Portsmouth, IA?
Expect median prices around $276K in Portsmouth, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
How strong is tenant demand in Portsmouth, IA?
Portsmouth, IA draws a reliable base of working renters. Demand at the $864/mo rent level is reasonable for standard single-family and small multi rentals.
You know 51565 now. You don’t know where it ranks.
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