Real Estate Investing in Sutherland, Iowa (51058)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 51058 (Sutherland, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sutherland, IA (51058)?
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Market Analysis: 51058 Sutherland
ZIP 51058 in Sutherland, IA carries a durable set of headwinds. Home values near $164K and rents of $828/mo sit inside a market where underwriting has to be tight.
In practical terms, the numbers look inviting — $164K purchase price, 0.0% nominal cap — the work to hit that pro forma in 51058 is substantial and deserves full respect.
ZIP 51058's metrics run below O Brien County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A substantial renter share of 18% in 51058 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 51058 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Sutherland:
Property Strategy for 51058
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $104,034 | $920 | 6.4% | +8.6% | $52,017 |
| 3BR | $140,854 | $1,110 | 5.7% | +8.7% | $46,951 |
| 4BR | $203,672 | $1,330 | 4.7% | +9.1% | $50,918 |
Market Trends
Home Value History (with trend line)
📊 How Does 51058 Compare?
| Metric | 51058 | Sutherland | Iowa |
|---|---|---|---|
| Home Value | $164,345 | $164,345 | $227,232 |
| 5-Year CAGR | 7.2% | 7.2% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 51058 (Sutherland, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $164,345 |
| Monthly Rent | $828 |
| Price-to-Rent | 16.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 3.9% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +10.9% ▲ |
| 3-Year CAGR | +7.8% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 51058
Population: 1,020
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Sutherland, IA a smart market for rental property?
With a 3.0/5 investability score, Sutherland, IA ranks as a solid market for rental property investors. Median prices of $164K and rents of $828/mo drive the underlying numbers.
What is the average monthly rent in Sutherland, IA?
Rent in Sutherland, IA is around $828/mo. The resulting rent-to-value relationship with $164K pricing is reasonable for most investor models.
Are homes affordable in Sutherland, IA?
Sutherland, IA median home values land near $164K. That is reasonable territory for investors looking at $828/mo-per-month rentals.
What does house hacking look like in Sutherland, IA?
For house hackers, Sutherland, IA is a challenging. The $828/mo rent on a unit helps defray the mortgage on a $164K property.
Should investors worry about vacancy in Sutherland, IA?
Vacancy in Sutherland, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $828/mo.
You know 51058 now. You don’t know where it ranks.
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