Real Estate Investing in Clearfield, Iowa (50840)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50840 (Clearfield, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.5% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clearfield, IA (50840)?
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Market Analysis: 50840 Clearfield
Investors eyeing 50840 need to respect the fundamentals at play. Home values of $124K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50840 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 50840 and stronger Clearfield ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 50840 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Clearfield's stable or hybrid ZIPs before stepping into 50840. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Clearfield:
Market Trends
Home Value History (with trend line)
📊 How Does 50840 Compare?
| Metric | 50840 | Clearfield | Iowa |
|---|---|---|---|
| Home Value | $123,738 | $123,738 | $227,232 |
| 5-Year CAGR | 6.2% | 6.2% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 5.2% | 5.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50840 (Clearfield, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $123,738 |
| Monthly Rent | $828 |
| Price-to-Rent | 12.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.0% |
| Cap Rate | 5.2% |
| 5-Year IRR | 11.4% |
📈 Home Appreciation
| 1-Year | +28.2% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50840
Population: 659
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What monthly rent should investors expect in Clearfield, IA?
Average rent in Clearfield, IA is approximately $828/mo per month. Against $124K home values that yields a reasonable rent-to-price ratio.
How strict are landlord regulations in Clearfield, IA?
Rental owners in Clearfield, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Is Clearfield, IA a good market for buy-and-hold investors?
Our data puts Clearfield, IA at 3.0/5 for investability. Home prices of $124K and rents around $828/mo create a solid backdrop for investor activity.
What is the rental occupancy rate in Clearfield, IA?
Occupancy in Clearfield, IA runs consistent with elevated vacancy. Well-priced units at $828/mo lease on reasonable timelines.
What does house hacking look like in Clearfield, IA?
For house hackers, Clearfield, IA is a challenging. The $828/mo rent on a unit helps defray the mortgage on a $124K property.
You know 50840 now. You don’t know where it ranks.
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