Real Estate Investing in Lincoln, Iowa (50652)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tama County • Population: 88 • Data updated: September 2026

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Should you buy in 50652 (Lincoln, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 38.3% of homes vacant — above national norms.
  • 1-year downturn: Values declined 13.5% in the last year.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lincoln, IA (50652)?

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3.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $90,516
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $57,500
% Renters 14.0%

Market Analysis: 50652 Lincoln

ZIP 50652 in Lincoln, IA carries a impressive set of headwinds. Home values near $91K and rents of $828/mo sit inside a market where underwriting has to be tight.

The 50652 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 50652 and stronger Lincoln ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 50652 includes headwinds that any investor should price in. Income distribution skews lower than Lincoln averages, and tenant stability requires active management.

Distressed ZIPs reward experience. solid returns are possible in 50652, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lincoln:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Declining (-13.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$114K$109K$104K$99K$94K$89KDec 2023Apr 2025Jul 2026

📊 How Does 50652 Compare?

Metric 50652 Lincoln Iowa
Home Value $90,516 $90,516 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $828 $828 -
Cap Rate 7.1% 7.1% -
💡 Why Invest in 50652? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50652 (Lincoln, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.1%
Good

📊 Market Snapshot

Home Value $90,516
Monthly Rent $828
Price-to-Rent 9.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.0%
Cap Rate 7.1%
5-Year IRR N/A

📈 Home Appreciation

1-Year -13.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.1%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.1%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
38.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50652

Population: 88

💰 Median Household Income
$57,500
This area
$57,500
State
$71,886
USA
$74,580
🏠 Renter Occupied
14.0%
This area
14.0%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
8.9%
This area
8.9%
State
18.8%
USA
33.7%
👤 Median Age
54.0 years
This area
54.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
38.3%
This area
38.3%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 3.4%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the median home value in Lincoln, IA?

Typical homes in Lincoln, IA go for around $91K. The 5-year CAGR of 0.0% steady price movement.

How does Lincoln, IA stack up for property investment?

Yes - Lincoln, IA a 3.0/5 investability score. With $91K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the typical renter like in Lincoln, IA?

Tenant quality in Lincoln, IA ranks as solid. Landlords generally report reliable occupancy at market rents of $828/mo.

Are eviction rules reasonable in Lincoln, IA?

For rental operators, Lincoln, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What does house hacking look like in Lincoln, IA?

For house hackers, Lincoln, IA is a challenging. The $828/mo rent on a unit helps defray the mortgage on a $91K property.

You know 50652 now. You don’t know where it ranks.

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