Real Estate Investing in Latimer, Iowa (50452)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 990 • Data updated: September 2026

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Should you buy in 50452 (Latimer, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.9% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Latimer, IA (50452)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $150,430
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $73,350
% Renters 37.1%

Market Analysis: 50452 Latimer

Investors eyeing 50452 need to respect the fundamentals at play. Home values of $150K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50452 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 50452 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 50452 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 50452 is an operator game, not a passive one. Put differently, entry prices of $150K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Latimer:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 50452

Which property type performs best in this market?

Best for Cash Flow
3BR
7.2% cap rate
Best for Appreciation
3BR
+7.0% 5yr CAGR
Best Overall Value
3BR
$46,539/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $115,347 $1,100 6.9% $57,673
3BR $139,616 $1,400 7.2% +7.0% $46,539
4BR $194,631 $1,850 6.8% $48,658

Market Trends

Home Value History (with trend line)

$159K$145K$130K$116K$102K$87KFeb 2019Nov 2022Jul 2026

📊 How Does 50452 Compare?

Metric 50452 Latimer Iowa
Home Value $150,430 $150,430 $227,232
5-Year CAGR 5.4% 5.4% 6.0%
Avg Rent $990 $990 -
Cap Rate 5.1% 5.1% -
💡 Why Invest in 50452? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50452 (Latimer, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50452 (Latimer, IA)?

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $150,430
Monthly Rent $990
Price-to-Rent 12.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.9%
Cap Rate 5.1%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50452

Population: 990

💰 Median Household Income
$73,350
This area
$73,350
State
$71,886
USA
$74,580
🏠 Renter Occupied
37.1%
This area
37.1%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
0.0%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
18.8%
USA
33.7%
👤 Median Age
34.5 years
This area
34.5 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
11.9%
This area
11.9%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 79.3%
Other/Mixed 15.2%
Hispanic/Latino 8.9%
Black/African American 5.5%
👶 Under 18
28.4%
This area
28.4%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
14.3%
This area
14.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50452

A+ Avg School Grade
1 Schools
11.9:1 Avg Class Size
$27,975 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CAL Elementary School

📚 Pre-K – 06 School
👥
181 Students
👨‍🏫
11.9:1 Class Size
💰
$27,975 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How deep is the rental pool in Latimer, IA?

The tenant pool in Latimer, IA is solid, supported by local employment and population fundamentals. Rents of $990/mo are well-absorbed by the market.

How does Latimer, IA rate as a rental market?

Latimer, IA rates 3.0/5 for investability. With median values at $150K and rents near $990/mo, the market offers reasonable fundamentals for rental investors.

Are eviction rules reasonable in Latimer, IA?

For rental operators, Latimer, IA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is house hacking profitable in Latimer, IA?

House hacking in Latimer, IA is reasonable to execute. Prices around $150K and rents of $990/mo solid owner-occupant economics.

What is the median home value in Latimer, IA?

Expect median prices around $150K in Latimer, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

You know 50452 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50452 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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